101 Pine Oak Dr, Palatka, FL 32177 Property Records

Putnam County property record for 101 Pine Oak Dr, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,061 sqft · built 1979
Lot Size0.989 acres (43,124 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Mar 2023)
Tax Bill$312 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN15-10-26-7221-000.0-013.0

Property Details

APN / Parcel Number

Primary APN15-10-26-7221-000.0-013.0
Alternative APN
  • 49454

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,061 sqft Living Area
1st Floor Area1,587 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Lot Area43,124 sqft (0.989 acres)
Garage Area702 sqft
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number49454
Street Address101 PINE OAK DR
CityPALATKA
StateFL
Zip32177-7905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE OAK WOODS MB6 P8 LOT 13
Legal Range26E
Legal Township10S
Legal Section15
Legal SubdivisionPINE OAK WOODS
Legal Lot Number13
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2005
Census Tract950600

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address101 PINE OAK DR, PALATKA, FL 32177-7905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Mar 6, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Prior SaleMar 6, 2019 · Amount on Record
Deed Document Number202354006412
Deed Book / Page1704 / 175
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMar 27, 2023
Property Address101 PINE OAK DR, PALATKA, FL 32177-7905
Document Number0017040175
Book / Page1704 / 175
Map ReferenceMB 6 PG 8
Instrument DateMar 24, 2023
Instrument202354006412
Transaction TypeTransfer
Record UpdatedApr 28, 2023
Title CompanyGUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address376 CEDAR CREEK RD # RD1, RD1, PALATKA, FL 32177-6915

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 PINE OAK DR, PALATKA, FL 32177-7905

Mortgage

Document Number0001704178
DateMar 27, 2023
Instrument1704/178
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM FL
Recording DateMar 6, 2019
Property Address101 PINE OAK DR, PALATKA, FL 32177-7905
Document Number0015350966
Book / Page001535 / 000966
Instrument DateFeb 19, 2019
Instrument54004002
Transaction TypeForeclosure
Record UpdatedMar 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$455.70
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 92914 LAKELAND FL 338042914, LAKELAND, FL 33804-2914

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$312.00 (-87.47%) Senior Citizen's exemption$161,310 (+8.83%)$284,780 (+92.13%) Land $34,650 Building $250,130
2023$2,491.00 (+13.49%)$148,220 (+18.05%)$148,220 (+18.05%) Land $34,650 Building $113,570
2022$2,195.00$125,560$125,560 Land $34,650 Building $90,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

May also be available: Verizon.

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