111 Pine Oak Dr, Palatka, FL 32177 Property Records

Putnam County property record for 111 Pine Oak Dr, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,253 sqft · built 1982
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2019)
Tax Bill	$1,861 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-26-7221-000.0-018.0`

Property Details

APN / Parcel Number

Primary APN	`15-10-26-7221-000.0-018.0`
Alternative APN	`49459`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,253 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Area	220 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	49459
Street Address	111 PINE OAK DR
City	PALATKA
State	FL
Zip	32177-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE OAK WOODS MB6 P8 LOT 18
Legal Range	26E
Legal Township	10S
Legal Section	15
Legal Subdivision	PINE OAK WOODS
Legal Lot Number	18
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2005
Census Tract	950600

Owner

111 Pine Oak Dr is owned and occupied by an individual who bought it in July 2019.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	111 PINE OAK DR, PALATKA, FL 32177-7905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	201954012109
Deed Book / Page	1547 / 1641
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	111 PINE OAK DR, PALATKA, FL 32177-7905
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PINE OAK DR, PALATKA, FL 32177-7905

Mortgage

Document Number	0016241006
Date	Jun 22, 2021
Book Page	1624/1006
Instrument	202154013866

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 9, 2019
Property Address	111 PINE OAK DR, PALATKA, FL 32177-7905
Document Number	0015471641
Book / Page	001547 / 001641
Instrument Date	Jun 24, 2019
Instrument	54012109
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PINE OAK DR PALATKA FL 321777905, PALATKA, FL 32177-7905

Mortgage

Document Number	15471643
Date	Jul 9, 2019
Book Page	001547/001643
Instrument	54012110

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 111 Pine Oak Dr was $1,861 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,861.00 Homeowner's exemption	$132,000	$160,850 Land $17,500 Building $143,350
2023	$1,645.00 (+6.13%) Homeowner's exemption	$125,520 (+2.99%)	$166,470 (+14.4%) Land $17,500 Building $148,970
2022	$1,550.00 Homeowner's exemption	$121,870	$145,510 Land $17,500 Building $128,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Pine Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Pine Oak Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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