101 Ocean View Dr, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 101 Ocean View Dr, Mexico Beach, FL 32456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 2018
Lot Size	0.091 acres (3,964 sqft)
Owner	Company Name on Record
Last Sale	$459,000 (Feb 2024)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`04973-900-010`

Property Details

APN / Parcel Number

Primary APN	`04973-900-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Heated Area
Gross Area	960 sqft
1st Floor Area	840 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	83 ft deep x 48 ft wide
Driveway	Driveway
Driveway Area	400 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	101 OCEAN VIEW DR
City	MEXICO BEACH
State	FL
Zip	32456-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN VIEW SUBDIVISION LOT 1 ORB 4770 P 1553
Legal Range	12W
Legal Township	06S
Legal Section	25
Legal Subdivision	OCEAN VIEW SUBDIVISION
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	MEXICO BEACH
Census Block Group	1
Census Block	1042
Census Tract	600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	155 SPRINGHILL DR W, TIFTON, GA 31793-6818
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Jan 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	2024006177
Deed Book / Page	4770 / 1553
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 5, 2024
Property Address	101 OCEAN VIEW DR, MEXICO BEACH, FL 32456-4538
Document Number	0047701553
Book / Page	4770 / 1553
Map Reference	MB 26 PG 50
Instrument Date	Jan 30, 2024
Instrument	2024006177
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 OCEAN PLANTATION CIR, MEXICO BEACH, FL 32456-0163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SPRINGHILL DR W, TIFTON, GA 31793-6818

Mortgage

Document Number	0047701555
Date	Feb 5, 2024
Instrument	4770/1555

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	101 OCEAN VIEW DR, MEXICO BEACH, FL 32456-4538
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 OCEAN PLANTATION CIR, MEXICO BEACH, FL 32456-0163

Mortgage

Document Number	0047402141
Date	Oct 17, 2023
Book Page	4740/2141
Instrument	2023064681

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	PORT SAINT JOE, FL 32456

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Oct 11, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 27, 2020
Property Address	101 OCEAN VIEW DR, MEXICO BEACH, FL 32456-4538
Document Number	0042151105
Book / Page	004215 / 001105
Instrument Date	Jan 20, 2020
Instrument	6509
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5285 PUCKETT RD PERRY FL 323487590, PERRY, FL 32348-7590

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Mexico Beach City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+19.72%)	$390,155 (+1.1%) Land $175,775 Building $214,380	$390,155 (+1.1%) Land $175,775 Building $214,380
2023	$5,293.00 (+17.65%)	$385,928 (+22.52%) Land $181,000 Building $204,928	$385,928 (+22.52%) Land $181,000 Building $204,928
2022	$4,499.00	$315,001 Land $127,000 Building $188,001	$315,001 Land $127,000 Building $188,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 378 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	693 units insured incl. 315 condo units
Nearby Flood Claims	914 (1985–2024)
Claims Outside the SFHA	547 of 914
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Michael, Oct 2018 · 581 claims Hurricane Dennis, Jul 2005 · 22 claims Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Xfinity.

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