101 Mountain Laurel Blvd, Ranson, WV 25438 Property Records

Jefferson County property record for 101 Mountain Laurel Blvd, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,296 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2020)
Tax Bill	$4,184 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-8D-001H.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8D-001H.0000`
Alternative APN	`19-08-8D-001H.0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,296 sqft Living Area
1st Floor Area	2,908 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	83 ft deep x 43.3 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 MOUNTAIN LAUREL BLVD
City	RANSON
State	WV
Zip	25438-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK H #1 SHENANDOAH SPRINGS
Legal Subdivision	SHENANDOAH SPRINGS NEIGHBORHOOD
Legal Block	1,H
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2002
Census Tract	972503

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
May 4, 2020	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 30, 2019	Grant Deed, Transfer · Conventional with PMI HOMESPIRE MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Aug 17, 2009 · Amount on Record
Deed Document Number	20205270
Deed Book / Page	1239 / 255
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026

Mortgage

Document Number	002351/268
Date	Feb 22, 2021
Book Page	2351/268
Instrument	202100003047

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026

Mortgage

Document Number	002475/410
Date	Aug 22, 2022
Book Page	2475/410
Instrument	202200011661

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	RANSON, WV 25438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	9.25%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 4, 2020
Property Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026
Document Number	001239/255
Book / Page	1239 / 255
Map Reference	MB 21 PG 91-91G
Instrument Date	Apr 28, 2020
Instrument	202000005270
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202000005271
Date	May 4, 2020
Instrument	202000005271

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 30, 2019
Property Address	101 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026
Document Number	0000004862
Book / Page	001222 / 000017
Instrument Date	Apr 29, 2019
Instrument	4862
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,441.34
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 MOUNTAIN LAUREL BLVD RANSON WV 254384027, RANSON, WV 25438-4027
Investor	Possibly a Property Investor

Mortgage

Document Number	4863
Date	Apr 30, 2019
Book Page	002222/000001
Instrument	4863

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,184.00 (+2.83%)	$304,500 (+4.75%) Land $52,900 Building $251,600	$507,500 (+4.75%) Land $88,167 Building $419,333
2025	$4,069.00 (+6.13%)	$290,700 (+7.51%) Land $39,100 Building $251,600	$484,500 (+7.52%) Land $65,100 Building $419,400
2023	$3,834.00	$270,400 Land $39,100 Building $231,300	$450,600 Land $65,100 Building $385,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.7% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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