Jefferson County property record for 165 Mountain Laurel Blvd, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,340 sqft · built 2014 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,000 (Feb 2024) |
| Tax Bill | $4,225 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8D-025I.0000 |
| Primary APN | 08-8D-025I.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,340 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 165 MOUNTAIN LAUREL BLVD |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-4026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK I PT #25 SHENANDOAH SPRINGS |
| Legal Subdivision | SHENANDOAH SPRINGS |
| Legal Block | I |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 972503 |
165 Mountain Laurel Blvd is owned and occupied by an individual who bought it in February 2024.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Oct 29, 2014 · Amount on File |
| Deed Document Number | 20241154 |
| Deed Book / Page | 1317 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 165 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 165 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026 |
| Document Number | 002305/668 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 2305/668 |
| Instrument | 202000011604 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | RANSON, WV 25438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 6, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 165 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 165 MOUNTAIN LAUREL BLVD, RANSON, WV 25438-4026 |
| Document Number | 002371/618 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 2371/618 |
| Instrument | 202100007131 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | RANSON, WV 25438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.79% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.79% |
| Index | 1-Year CMT |
| Max Rate | 7.79% |
The 2026 property tax bill for 165 Mountain Laurel Blvd was $4,225, up 3.9% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,225.00 (+3.94%) | $307,500 (+5.89%) Land $74,800 Building $232,700 | $512,500 (+5.89%) Land $124,667 Building $387,833 |
| 2025 | $4,065.00 | $290,400 Land $55,100 Building $235,300 | $484,000 Land $91,900 Building $392,100 |
| 2023 | $3,788.00 Homeowner's exemption | $287,200 Land $55,100 Building $232,100 | $478,700 Land $91,900 Building $386,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Mountain Laurel Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Mountain Laurel Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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