101 Mill Spring Ln, Saint Peters, MO 63376 Property Records

St. Charles County property record for 101 Mill Spring Ln, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,320 sqft · built 1976
Lot Size	0.31 acres (13,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,311 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`427846B019`

Property Details

APN / Parcel Number

Primary APN	`427846B019`
Alternative APN	`3-0010-5103-00-0219.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	3,077 sqft
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,520 sqft (0.31 acres)
Lot Dimensions	130 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	Deck Area
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	427846B019
Street Address	101 MILL SPRING LN
City	SAINT PETERS
State	MO
Zip	63376-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	MILL WOOD #4 SEC 2 LOT 219
Legal Subdivision	MILL WOOD #4 SEC 2
Legal Lot Number	219
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2011
Census Tract	311296

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 29, 2014
Transfer Doc	0062381725
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	101 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MILL SPRING LN, SAINT PETERS, MO 63376-7024

Mortgage

Document Number	2021R034912
Date	Apr 21, 2021
Instrument	2021R-034912

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	101 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Document Number	0071262331
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MILL SPRING LN ST PETERS MO 633767024, ST PETERS, MO 63376-7024

Mortgage

Document Number	0071262331
Date	Aug 21, 2019
Book Page	007126/002331
Instrument	441830

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,928 (-)	$268,040 (-) Land $55,000 Building $213,040
2025		$50,928 (+7.61%)	$268,040 (+7.61%) Land $55,000 Building $213,040
2024	$3,311.00
2023		$47,326
2022			$249,086 Land $55,000 Building $194,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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