110 Mill Spring Ln, Saint Peters, MO 63376 Property Records

St. Charles County property record for 110 Mill Spring Ln, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 1976
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on File
Last Sale	$153,400 (Nov 2017)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Jul 2021 Second Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`427846B010`

Property Details

APN / Parcel Number

Primary APN	`427846B010`
Alternative APN	`3-0010-5103-00-0210.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	748 sqft
Finished Basement	594 sqft
Unfinished Basement	154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	125 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427846B010
Street Address	110 MILL SPRING LN
City	SAINT PETERS
State	MO
Zip	63376-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	MILL WOOD #4 SEC 2 LOT 210
Legal Subdivision	MILL WOOD #4 SEC 2
Legal Lot Number	210
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	2
Census Block	2011
Census Tract	311296

Owner

110 Mill Spring Ln is owned and occupied by an individual who bought it in November 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	110 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Nov 9, 2017	Quit Claim Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Dec 29, 2009 · Amount on File
Deed Document Number	2017702560
Deed Book / Page	6836 / 1980
Prior Transfer Date	May 6, 2014
Prior Transfer Doc	0061832010
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	110 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MILL SPRING LN, SAINT PETERS, MO 63376-7024

Mortgage

Document Number	2021R059330
Date	Jul 15, 2021
Instrument	2021R-059330

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2036

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 9, 2017
Property Address	110 MILL SPRING LN, SAINT PETERS, MO 63376-7024
Document Number	0068361980
Book / Page	006836 / 001980
Instrument Date	Oct 31, 2017
Instrument	702560
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	CLEAR TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 MILL SPRING LN ST PETERS MO 633767024, ST PETERS, MO 63376-7024

Mortgage

Document Number	68361982
Date	Nov 9, 2017
Book Page	006836/001982
Instrument	702570

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 110 Mill Spring Ln was $3,480, up 7.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,108 (-)	$268,989 (-) Land $55,000 Building $213,989
2025	$3,480.00 (+7.44%)	$51,108	$268,989 Land $55,000 Building $213,989
2024	$3,239.00
2023		$46,286
2022			$243,610 Land $55,000 Building $188,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 110 Mill Spring Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Mill Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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