101 Lois Ln, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 101 Lois Ln, Schenectady, NY 12304

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,529 sqft · built 2013
Lot Size0.06 acres (2,614 sqft)
Owner2 Trust Names on Record
Last Sale$330,000 (Aug 2017)
Tax Bill$8,184 (2026)
Deeds & MortgagesApr 2024 Transfer
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.16-1-94

Property Details

APN / Parcel Number

Primary APN422400 60.16-1-94

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,529 sqft Living Area
1st Floor Area1,529 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area118 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address101 LOIS LN
CitySCHENECTADY
StateNY
Zip12304-2454
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal Block1
Legal Lot Number94.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3006
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address91 MIDDLESEX ST, HAVERHILL, MA 01835-7364
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Intrafamily Transfer, Transfer
Aug 7, 2017Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Deed Document Number201735387
Deed Book / Page1968 / 592
Last Transfer DateMar 18, 2024
Transfer Doc0000019815
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateApr 4, 2024
Property Address101 LOIS LN, SCHENECTADY, NY 12304-2454
Document Number0000019815
Book / Page2128 / 227
Map ReferenceLB 1856 PG 216
Instrument DateMar 18, 2024
Instrument202419815
Transaction TypeTransfer
Record UpdatedApr 23, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 LOIS LN, SCHENECTADY, NY 12304-2454

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address91 MIDDLESEX ST, HAVERHILL, MA 01835-7364

August 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 7, 2017
Property Address101 LOIS LN, SCHENECTADY, NY 12304-2454
Document Number0000035387
Book / Page1968 / 592
Instrument DateJul 13, 2017
Instrument201735387
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2217 CENTRAL AVE, 2217, SCHENECTADY, NY 12304-4483

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 FIDDLERS LN, LATHAM, NY 12110-5307
InvestorPossibly a Property Investor

Mortgage

Document Number0000035389
DateAug 7, 2017
Book Page4778/958
Instrument201735389
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,184.00 (+3.36%)
2025$7,918.00$260,000 (-) Land $10,000 Building $250,000$385,200 (+17.05%) Land $14,815 Building $370,385
2023$260,000 Land $10,000 Building $250,000$329,100 Land $12,658 Building $316,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Lois Ln

Nearby Streets

Search Property Records by Address or Parcel Number