Schenectady County and Niskayuna Town property record for 206 Lois Ln, Schenectady, NY 12304
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,786 sqft · built 2013 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jan 2019) |
| Tax Bill | $9,701 (2026) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.16-1-100 |
| Primary APN | 422400 60.16-1-100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 206 LOIS LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2470 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Block | 1 |
| Legal Lot Number | 100.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 LOIS LN, SCHENECTADY, NY 12304-2470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2019 | Warranty Deed, Transfer · ARM CAPITAL COMMUNICATIONS FCU |
| Jan 23, 2019 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on Record |
| Deed Sale | Jan 23, 2019 · Amount on Record |
| Prior Sale | Jan 2, 2014 · Amount on Record |
| Deed Document Number | 20193147 |
| Deed Book / Page | 2004 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 23, 2019 |
| Property Address | 206 LOIS LN, SCHENECTADY, NY 12304-2470 |
| Document Number | 0000003147 |
| Book / Page | 2004 / 103 |
| Map Reference | MB 1856 PG 216 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 201903147 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 LOIS LN, 206, SCHENECTADY, NY 12304-2470 |
| Name | Verified Name |
|---|---|
| Address | 703 JOHN PAUL CT, SCHENECTADY, NY 12309-4408 |
| Document Number | 0000003148 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 201903148 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 23, 2019 |
| Property Address | 206 LOIS LN, SCHENECTADY, NY 12304-2470 |
| Document Number | 0200410003 |
| Book / Page | 020041 / 000003 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 LOIS LN SCHENECTADY NY 123042470, SCHENECTADY, NY 12304-2470 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,701.00 (+3.43%) | ||
| 2025 | $9,379.00 | $310,000 (-) Land $15,000 Building $295,000 | $459,300 (+17.05%) Land $22,224 Building $437,076 |
| 2023 | $310,000 Land $15,000 Building $295,000 | $392,400 Land $18,987 Building $373,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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