101 Horne Rd, Tryon, NC 28782 Property Records

Polk County property record for 101 Horne Rd, Tryon, NC 28782 · Last verified October 2025

Property Summary

Property Type	Other Improved
Details	2,147 sqft · built 2018
Lot Size	19.2 acres (838,966 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Mar 2018)
Tax Bill	$6,946 (2025)
Deeds & Mortgages	Feb 2020 Refinance Dec 2018 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P108-39`

Property Details

APN / Parcel Number

Primary APN	`P108-39`
Alternative APN	`55847`

Interior

Total Rooms	5 Rooms
Building Area	2,147 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	838,966 sqft (19.2 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55847
Street Address	101 HORNE RD
City	TRYON
State	NC
Zip	28782-9752
Property Category	Other
Property Type	Other > Other Improved
Legal Description	600, SPL, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2030
Census Tract	920101

Owner

Source: Polk County records · APN P108-39

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 HORNE RD, TRYON, NC 28782-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK
Dec 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH STATE BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 19, 2018	Warranty Deed, Transfer
Nov 03, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Nov 03, 2017 · Amount on Record
Deed Document Number	0000432735
Deed Book / Page	432 / 735
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	101 HORNE RD, TRYON, NC 28782-9752
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/1459
Date	Feb 12, 2020
Book Page	446/1459

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	101 HORNE RD, TRYON, NC 28782-9752
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00437/2265
Date	Dec 27, 2018
Book Page	437/2265

Lender

Name	SOUTH STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	101 HORNE RD, TRYON, NC 28782-9752
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00465/2118
Date	Dec 13, 2021
Book Page	465/2118

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 19, 2018
Property Address	101 HORNE RD, TRYON, NC 28782-9752
Document Number	000432/735
Book / Page	432 / 735
Instrument Date	Mar 19, 2018
Instrument	004690860002
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1588 MCENTIRE RD, TRYON, NC 28782-8773

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 03, 2017
Property Address	101 HORNE RD, TRYON, NC 28782-9752
Document Number	00429/1962
Book / Page	429 / 1962
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Tax	$407.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 BARFIELD RD, MOORESVILLE, NC 28115-9313

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,946.00 (+11.64%)	$1,307,262 (+34.09%) Land $327,780 Building $979,482	$1,307,262 (+34.09%) Land $327,780 Building $979,482
2023	$6,222.00	$974,934 Land $222,600 Building $752,334
2021			$974,934 Land $222,600 Building $752,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
e-Polk	Fiber	500 / 500
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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