101 Henderson St, Troy, IL 62294 Property Records

Madison County property record for 101 Henderson St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1949
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jul 2018)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage + 1 more
APN	`09-2-22-04-19-403-011`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-19-403-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	120 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 HENDERSON ST
City	TROY
State	IL
Zip	62294-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR JAMES A SECOND ADD LOT 1 75X150
Legal Subdivision	TAYLOR JAMES A SECOND ADDN
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6028
Census Tract	403531

Owner

101 Henderson St is owned and occupied by two individuals who bought it in July 2018.

Source: Madison County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 HENDERSON ST, TROY, IL 62294-1113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 4, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 13, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Deed Document Number	201821494
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	101 HENDERSON ST, TROY, IL 62294-1113
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013840
Date	Apr 21, 2022
Instrument	2022R13840

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	101 HENDERSON ST, TROY, IL 62294-1113
Document Number	0000004605
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 HENDERSON ST TROY IL 622941113, TROY, IL 62294-1113

Mortgage

Document Number	0000004605
Date	Feb 10, 2020
Instrument	4605

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 9, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 13, 2018
Property Address	101 HENDERSON ST, TROY, IL 62294-1113
Document Number	0000021494
Instrument Date	Jul 3, 2018
Instrument	21494
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ABSTRACTS AND TITLES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 HENDERSON ST TROY IL 622941113, TROY, IL 62294-1113

Mortgage

Document Number	21495
Date	Jul 13, 2018
Instrument	21495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 101 Henderson St was $2,473 with a homeowner's exemption, up 7.5% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00 (+7.52%)	$41,750 Land $13,160 Building $28,590	$125,250 Land $39,480 Building $85,770
2024	$2,300.00
2022	$1,982.00	$32,540 Land $10,260 Building $22,280	$97,718 Land $30,811 Building $66,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 101 Henderson St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Henderson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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