107 Henderson St, Troy, IL 62294 Property Records

Madison County property record for 107 Henderson St, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$216,000 (Nov 2024)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2019 Sale & Mortgage
APN	`09-2-22-04-19-403-014`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-19-403-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	2 sqft
Parking Spaces	1 Parking Space
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	107 HENDERSON ST
City	TROY
State	IL
Zip	62294-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAYLOR JAMES A SECOND ADD LOT 4 75X150
Legal Subdivision	TAYLOR JAMES A SECOND ADDN
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6028
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 HENDERSON ST, TROY, IL 62294-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · VA Mortgage DW BROWN MORTGAGE CORP
May 16, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE MAKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	202431539
Prior Transfer Date	May 28, 2003
Prior Transfer Doc	0000010011
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 17, 2021
Property Address	107 HENDERSON ST, TROY, IL 62294-1113
Document Number	0000021092
Map Reference	PB 23 PG 45
Instrument Date	May 6, 2021
Instrument	2021R21092
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 HENDERSON ST, TROY, IL 62294-1113

Mortgage

Document Number	0000021093
Date	May 17, 2021
Instrument	2021R21093

Lender

Name	DW BROWN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 16, 2019
Property Address	107 HENDERSON ST, TROY, IL 62294-1113
Document Number	0000015085
Instrument Date	May 6, 2019
Instrument	15085
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 HENDERSON ST TROY IL 622941113, TROY, IL 62294-1113

Mortgage

Document Number	15086
Date	May 16, 2019
Instrument	15086

Lender

Name	MORTGAGE MAKERS
Type	Mortgage Company
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,977.00 (+7.05%)	$63,480 (+28.27%) Land $13,170 Building $50,310	$190,440 (+28.14%) Land $39,510 Building $150,930
2024	$3,715.00 (+14.34%)
2022	$3,249.00	$49,490 Land $10,270 Building $39,220	$148,619 Land $30,841 Building $117,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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