101 E Prospect St, Red Oak, IA 51566 Property Records

Montgomery County property record for 101 E Prospect St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,830 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$39,500 (May 2002)
Tax Bill$1,162 (2024)
Flood ZoneZone X (reduced by levee)
APN600628110007000

Property Details

APN / Parcel Number

Primary APN600628110007000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,830 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions160 ft deep x 45 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area77 sqft
Deck Area72 sqft
Patio Area309 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address101 E PROSPECT ST
CityRED OAK
StateIA
Zip51566-1529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE ADD BISHOPS SD W 3/4 OL6 LT 6 BLK 2
Legal Block2
Legal Lot Number6
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2089
Census Tract960300

Owner

Source: Montgomery County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1500 EASTERN AVE, RED OAK, IA 51566-1313
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2002 · Amount on Record
Deed SaleMay 16, 2002 · Amount on Record
Deed Document Number252-215
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,940 (+2.89%) Land $7,360 Building $43,580$50,940 (+2.89%) Land $7,360 Building $43,580
2024$1,162.00 (+8.4%)
2023$49,510 Land $4,910 Building $44,600$49,510 Land $4,910 Building $44,600
2022$1,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

Nearby Properties on E Prospect St

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