200 E Prospect St, Red Oak, IA 51566 Property Records

Montgomery County property record for 200 E Prospect St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,369 sqft · built 1917
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$548 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2011 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`600628115001000`

Property Details

APN / Parcel Number

Primary APN	`600628115001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	367 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Unfinished Basement	918 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	112 ft deep x 45 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	200 E PROSPECT ST
City	RED OAK
State	IA
Zip	51566-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE ADD BISHOPS SD W 3/4 OL6 LT 6 BLK 6
Legal Subdivision	BISHOPS SUBDIVISION
Legal Block	6
Legal Lot Number	6
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2087
Census Tract	960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 N 2ND ST, RED OAK, IA 51566-1825
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer
Oct 3, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000000387
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IA
Recording Date	Mar 16, 2026
Property Address	200 E PROSPECT ST, RED OAK, IA 51566-1531
Document Number	002026/387
Book / Page	2026 / 387
Instrument Date	Mar 16, 2026
Instrument	2026 0387
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 N 2ND ST, RED OAK, IA 51566-1825

October 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY IA
Recording Date	Oct 3, 2011
Property Address	200 E PROSPECT ST, RED OAK, IA 51566-1531
Document Number	02011/1466
Book / Page	2011 / 1466
Instrument Date	Sep 28, 2011
Instrument	2011 1466
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 E RIVERDALE DR, EDGERTON, WI 53534-8454

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00 (+1.48%)	$25,050 (-64.98%) Land $6,620 Building $18,430	$25,050 (-64.98%) Land $6,620 Building $18,430
2024	$540.00 (-59.76%)
2023		$71,530 Land $4,410 Building $67,120	$71,530 Land $4,410 Building $67,120
2022	$1,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1987–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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