101 E Main St, Panora, IA 50216 Property Records

Guthrie County property record for 101 E Main St, Panora, IA 50216

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,680 sqft · built 1900
Owner	2 Individual Names on File
Tax Bill	$946 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001304100`

Property Details

APN / Parcel Number

Primary APN	`0001304100`

Interior

Stories	3 Stories
Building Area	4,680 sqft Gross Area
Basement Area	1,560 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Roof Material	Rolled Roofing

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	101 E MAIN ST
City	PANORA
State	IA
Zip	50216-1154
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	L S 24' OF L 4 OF L 4 (EX E 17 1/2') BLK L
Legal Block	L
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	3
Census Block	3052
Census Tract	950100

Owner

Source: Guthrie County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 S 5TH ST, GUTHRIE CENTER, IA 50115-1605
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 2025
Deed Sale	Aug 11, 2025
Deed Document Number	0020251838
Record Updated	Jun 8, 2026

October 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	GUTHRIE IA
Recording Date	Oct 27, 2022
Property Address	101 E MAIN ST, PANORA, IA 50216-1154
Document Number	0020222984
Instrument Date	Oct 26, 2022
Instrument	2022-2984
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 PRAIRIE ST, GUTHRIE CENTER, IA 50115-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 CHAUTAUQUA PKWY, DES MOINES, IA 50314-2036

Mortgage

Document Number	0020222984
Date	Oct 27, 2022
Instrument	2022-2984

Lender

Name	CHAD OLSEN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Panora City
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,700 (+20.87%) Land $8,500 Building $55,200	$63,700 (+20.87%) Land $8,500 Building $55,200
2024	$946.00 (+38.3%)
2023		$52,700 (+73.36%) Land $8,500 Building $44,200	$52,700 (+73.36%) Land $8,500 Building $44,200
2022	$684.00	$30,400 Land $7,500 Building $22,900
2021			$30,400 Land $7,500 Building $22,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Communications Cooperative Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20