113 E Main St, Panora, IA 50216 Property Records

Guthrie County property record for 113 E Main St, Panora, IA 50216

Property Summary

Property Type	Apartments (5+ Units)
Details	6,400 sqft · built 1900
Lot Size	0.191 acres (8,321 sqft)
Owner	Company Name on Record
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0001305100`

Property Details

APN / Parcel Number

Primary APN	`0001305100`

Interior

Stories	2 Stories
Building Area	6,400 sqft Gross Area
1st Floor Area	3,200 sqft
Basement Area	3,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Material	Rolled Roofing
Lot Area	8,321 sqft (0.191 acres)
Lot Dimensions	157 ft deep x 53 ft wide
Deck Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	113 E MAIN ST
City	PANORA
State	IA
Zip	50216-1155
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	L LOTS 8 OF L 3 & 4 BLK L
Legal Subdivision	PANORA
Legal Block	L
Legal Lot Number	8
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	3
Census Block	3052
Census Tract	950100

Owner

Source: Guthrie County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7009 HICKMAN RD, URBANDALE, IA 50322-4849
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000002660
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	113 E MAIN ST, PANORA, IA 50216-1155
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2437
Date	Oct 9, 2017
Book Page	2017/2437
Instrument	2017-2437

Lender

Name	HEARTLAND BANK
Type	Bank
Address	SOMERS, IA 50586

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 5, 2020

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Panora City
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00	$202,800 (+20.93%) Land $27,800 Building $175,000	$202,800 (+20.93%) Land $27,800 Building $175,000
2024	$3,010.00 (-3.9%)
2023		$167,700 (+20.3%) Land $27,800 Building $139,900	$167,700 (+20.3%) Land $27,800 Building $139,900
2022	$3,132.00	$139,400 Land $22,300 Building $117,100
2021			$139,400 Land $22,300 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20