101 E Elm St, Cherokee, IA 51012 Property Records

Cherokee County property record for 101 E Elm St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,002 sqft · built 1890
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Mar 2020)
Tax Bill	$3,188 (2026)
Deeds & Mortgages	Mar 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0734211001`

Property Details

APN / Parcel Number

Primary APN	`0734211001`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
1st Floor Area	917 sqft
Basement Area	917 sqft
Unfinished Basement	917 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	1,457 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	101 E ELM ST
City	CHEROKEE
State	IA
Zip	51012-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 6 & ALL LOT 7 BLK 20 LEBOURVEAU ADD 6465
Legal Range	40W
Legal Township	92N
Legal Section	34
Legal Subdivision	LEBOURVEAU ADD
Legal Block	20
Legal Lot Number	6,7
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3038
Census Tract	80101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 E 4TH ST, AURELIA, IA 51005-7827
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on Record
Deed Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	2020353
Deed Book / Page	2020 / 353
Record Updated	Oct 29, 2026

March 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	Mar 4, 2020
Property Address	101 E ELM ST, CHEROKEE, IA 51012-2125
Document Number	002020/353
Book / Page	2020 / 353
Instrument Date	Feb 18, 2020
Instrument	2020 0353
Transaction Type	Foreclosure
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 W WILLOW ST, CHEROKEE, IA 51012-1856

Mortgage

Document Number	0020200354
Date	Mar 4, 2020
Instrument	2020 0354

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00 (+1.72%)	$214,430 (-0.26%) Land $4,780 Building $209,650	$214,430 (-0.26%) Land $4,780 Building $209,650
2025	$3,134.00	$214,990 (+65.01%) Land $9,560 Building $205,430	$214,990 (+65.01%) Land $9,560 Building $205,430
2024	$3,134.00
2023		$130,290 (+28.89%) Land $9,560 Building $120,730	$130,290 (+28.89%) Land $9,560 Building $120,730
2022	Homeowner's exemption	$101,090 Land $7,970 Building $93,120
2021			$101,090 Land $7,970 Building $93,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.