Cherokee County property record for 118 E Elm St, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1885 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,000 (Jun 2020) |
| Tax Bill | $542 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0734210010 |
| Primary APN | 0734210010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 118 E ELM ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 15 LEBOURVEAUS ADD 6456 |
| Legal Subdivision | LEBOURVEAUS ADD |
| Legal Block | 15 |
| Legal Lot Number | 12 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 E ELM ST, CHEROKEE, IA 51012-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Jun 24, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Apr 19, 2006 · Amount on Record |
| Deed Document Number | 20201110 |
| Deed Book / Page | 2020 / 1110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Jun 16, 2026 |
| Property Address | 118 E ELM ST, CHEROKEE, IA 51012-2126 |
| Document Number | 0000001161 |
| Book / Page | 2026 / 1161 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20261161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 118 E ELM ST, CHEROKEE, IA 51012-2126 |
| Document Number | 0000001161, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 2026/1161 |
| Instrument | 20261161 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Jun 24, 2020 |
| Property Address | 118 E ELM ST, CHEROKEE, IA 51012-2126 |
| Document Number | 2020/1110 |
| Book / Page | 2020 / 1110 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020 1110 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 E ELM ST, CHEROKEE, IA 51012-2126 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $542.00 (+5.04%) | $44,410 (-21.33%) Land $3,190 Building $41,220 | $44,410 (-21.33%) Land $3,190 Building $41,220 |
| 2025 | $56,450 (+13.4%) Land $6,380 Building $50,070 | $56,450 (+13.4%) Land $6,380 Building $50,070 | |
| 2024 | $516.00 (-2.27%) | ||
| 2023 | $49,780 (+24.61%) Land $6,380 Building $43,400 | $49,780 (+24.61%) Land $6,380 Building $43,400 | |
| 2022 | $528.00 Homeowner's exemption | $39,950 Land $5,310 Building $34,640 | |
| 2021 | $39,950 Land $5,310 Building $34,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures