101 E Center St, Girard, IL 62640 Property Records

Macoupin County property record for 101 E Center St, Girard, IL 62640

Property Summary

Property Type	Commercial
Lot Size	0.077 acres (3,350 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jul 2021)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer + 3 more
APN	`04-32-237-014`

Property Details

APN / Parcel Number

Primary APN	`04-32-237-014`
Alternative APN	`07-000-898-00`

Exterior

Lot Area	3,350 sqft (0.077 acres)
Lot Dimensions	67 ft deep x 50 ft wide

Location & Zoning

Street Address	101 E CENTER ST
City	GIRARD
State	IL
Zip	62640
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	34' X 50' SW COR LOT 3 & 50' W END LOT 4 BLK 4 B BOGGESS ADDN 50 X 101
Legal Subdivision	B BOGGESS ADDN
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2011
Census Tract	956100

Owner

Source: Macoupin County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	28824 CARLINVILLE CUTOFF RD, GIRARD, IL 62640-7297
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage WARREN BOYNTON STATE BANK
Aug 1, 2023	Quit Claim Deed, Transfer ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE C
Aug 30, 2021	Quit Claim Deed, Transfer LANGE TITLE
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jan 2, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Jan 1, 1992 · Amount on Record
Deed Document Number	2021592351
Last Transfer Date	Jul 31, 2023
Transfer Doc	0000606521
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	101 E CENTER ST, GIRARD, IL 62640
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606583
Date	Aug 3, 2023
Instrument	606583

Lender

Name	WARREN BOYNTON STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2028

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 1, 2023
Property Address	101 E CENTER ST, GIRARD, IL 62640
Document Number	0000606521
Instrument Date	Jul 31, 2023
Instrument	606521
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE C

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14144 WILLIAMSON RD, VIRDEN, IL 62690-4570

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Aug 30, 2021
Property Address	101 E CENTER ST, GIRARD, IL 62640
Document Number	593409
Instrument Date	Aug 30, 2021
Instrument	593409
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	LANGE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14144 WILLIAMSON RD, VIRDEN, IL 62690-4570

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 14, 2021
Property Address	101 E CENTER ST, GIRARD, IL 62640
Document Number	592351
Instrument Date	Jul 14, 2021
Instrument	592351
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	LANGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14144 WILLIAMSON RD, VIRDEN, IL 62690-4570

Mortgage

Document Number	592352
Date	Jul 14, 2021
Instrument	592352

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jan 2, 2020
Property Address	101 E CENTER ST, GIRARD, IL 62640
Document Number	579693
Instrument Date	Nov 5, 2019
Instrument	579693
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 S BLAIR ST, VIRDEN, IL 62690-1302

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+3.19%)	$21,136 (+7%) Land $1,647 Building $19,489	$63,408 (+7%) Land $4,941 Building $58,467
2024	$1,660.00 (+8.07%)	$19,753 (+15.56%) Land $1,539 Building $18,214	$59,259 (+15.56%) Land $4,617 Building $54,642
2022	$1,536.00	$17,094 Land $1,332 Building $15,762	$51,282 Land $3,996 Building $47,286

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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