220 E Center St, Girard, IL 62640 Property Records

Macoupin County property record for 220 E Center St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.194 acres (8,430 sqft)
Owner	Individual Name on Record
Last Sale	$41,500 (Aug 2003)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2017 Transfer
APN	`04-33-107-007`

Property Details

APN / Parcel Number

Primary APN	`04-33-107-007`
Alternative APN	`07-000-977-00`

Exterior

Lot Area	8,430 sqft (0.194 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Location & Zoning

Street Address	220 E CENTER ST
City	GIRARD
State	IL
Zip	62640-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/3 LOTS 5 AND 6 BLK 11 (RESERVING N 14' FOR DRIVEWAY PURPOSES) B BOGGESS ADDN 60 X 140.5 04-33-107-007
Legal Subdivision	B BOGGESS ADDN
Legal Block	11
Legal Lot Number	5-6
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2009
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	220 E CENTER ST, GIRARD, IL 62640-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Deed Document Number	2003426026
Last Transfer Date	Dec 11, 2024
Transfer Doc	0000615016
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	220 E CENTER ST, GIRARD, IL 62640-1302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565086
Date	Nov 3, 2017
Instrument	565086

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOUPIN IL
Recording Date	Mar 30, 2017
Property Address	220 E CENTER ST, GIRARD, IL 62640-1302
Document Number	560424
Instrument Date	Mar 28, 2017
Instrument	560424
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E CENTER ST, GIRARD, IL 62640-1302

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (+477.42%) Homeowner's exemption Senior Citizen's exemption	$21,464 (+7%) Land $2,778 Building $18,686	$64,392 (+7%) Land $8,334 Building $56,058
2024	$217.00 (-6.47%) Homeowner's exemption Senior Citizen's exemption	$20,060 (+15.56%) Land $2,596 Building $17,464	$60,180 (+15.56%) Land $7,788 Building $52,392
2022	$232.00 Homeowner's exemption Senior Citizen's exemption	$17,359 Land $2,247 Building $15,112	$52,077 Land $6,741 Building $45,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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