Currituck County property record for 101 Derby Dr, Moyock, NC 27958
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,307 sqft · built 2017 |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jun 2026) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Jun 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8011-15-5660 |
| Primary APN | 8011-15-5660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,307 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,882 sqft (0.686 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000153778 |
|---|---|
| Street Address | 101 DERBY DR |
| City | MOYOCK |
| State | NC |
| Zip | 27958-9660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 17 SADDLEBROOK (O/86) |
| Legal Subdivision | SADDLEBROOK |
| Legal Lot Number | 17 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | MOYOCK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 110201 |
Source: Currituck County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 8, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 9, 2026 | Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC |
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Mar 2, 2020 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Dec 15, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jun 27, 2017 | Warranty Deed, Transfer · Construction Mortgage FARMS & TIMBERLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Mar 2, 2020 · Amount on Record |
| Deed Document Number | 2026403498 |
| Deed Book / Page | 1860 / 248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0017860506 |
|---|---|
| Date | Oct 8, 2024 |
| Book Page | 1786/506 |
| Instrument | 391610 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Nov 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0000403498 |
| Book / Page | 1860 / 248 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026403498 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Investor | Possibly a Property Investor |
| Document Number | 0000403499, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 2026403499 |
| Name | EMM LOANS LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0016100383 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 DERBY DR MOYOCK NC 279589660, MOYOCK, NC 27958-9660 |
| Document Number | 0016100383 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 001610/000383 |
| Instrument | 362408 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Mar 2, 2020 |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0015220895 |
| Book / Page | 1522 / 895 |
| Map Reference | CAB O SL 86-89 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 349481 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 WARRINGTON BLVD, 1001, CHESAPEAKE, VA 23320-0736 |
| Name | Verified Name |
|---|---|
| Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 349482 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 349482 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Dec 15, 2017 |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0014280613 |
| Book / Page | 1428 / 613 |
| Map Reference | CAB O SL86-89 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 CARATOKE HWY, 417, MOYOCK, NC 27958-8608 |
| Name | Verified Name |
|---|---|
| Address | 101 DEBRY DR, MOYOCK, NC 27958-9660 |
| Document Number | 333085 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 333085 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Jun 27, 2017 |
| Property Address | 101 DERBY DR, MOYOCK, NC 27958-9660 |
| Document Number | 0014110197 |
| Book / Page | 001411 / 000197 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 329855 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 417 CARATOKE HWY #D MOYOCK NC 279588608, D, MOYOCK, NC 27958-8608 |
| Investor | Possibly a Property Investor |
| Document Number | 14110199 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 001411/000199 |
| Instrument | 329856 |
| Name | FARMS & TIMBERLAND INC |
|---|---|
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 26, 2018 |
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (-0.31%) | $356,100 (-) Land $69,500 Building $286,600 | |
| 2024 | $2,231.00 (-2.75%) | $356,100 (-) Land $69,500 Building $286,600 | |
| 2023 | $2,294.00 (+18.86%) | $356,100 (-) Land $69,500 Building $286,600 | $356,100 (-) Land $69,500 Building $286,600 |
| 2022 | $1,930.00 | $356,100 Land $69,500 Building $286,600 | $356,100 (-) Land $69,500 Building $286,600 |
| 2021 | $356,100 Land $69,500 Building $286,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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