100 Derby Dr, Moyock, NC 27958 Property Records

Currituck County property record for 100 Derby Dr, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,315 sqft · built 2016
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$992,500 (Sep 2022)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8011-15-3479`

Property Details

APN / Parcel Number

Primary APN	`8011-15-3479`
Alternative APNs	`006F00000180000` `000202482` `000165515` `8011-15`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,315 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	30,013 sqft (0.689 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Patio Area	879 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000165515
Street Address	100 DERBY DR
City	MOYOCK
State	NC
Zip	27958-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 18 SADDLEBROOK (O/86)
Legal Subdivision	SADDLEBROOK
Legal Lot Number	18
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

100 Derby Dr is owned and occupied by two individuals who bought it in September 2022.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 DERBY DR, MOYOCK, NC 27958-9660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 20, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Mar 24, 2017 · Amount on File
Deed Document Number	2022378978
Deed Book / Page	1711 / 843
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 29, 2022
Property Address	100 DERBY DR, MOYOCK, NC 27958-9660
Document Number	0017110843
Book / Page	1711 / 843
Map Reference	CAB O SL 86-89
Instrument Date	Sep 20, 2022
Instrument	378978
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 THRUSH CT, CHESAPEAKE, VA 23322-8822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DERBY DR, MOYOCK, NC 27958-9660

Mortgage

Document Number	0000378979
Date	Sep 29, 2022
Instrument	378979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	100 DERBY DR, MOYOCK, NC 27958-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015760514
Date	Nov 13, 2020
Book Page	1576/514
Instrument	357342

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jun 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	100 DERBY DR, MOYOCK, NC 27958-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014250906
Date	Nov 20, 2017
Book Page	1425/906

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	May 1, 2047

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 24, 2017
Property Address	100 DERBY DR, MOYOCK, NC 27958-9660
Document Number	0014000561
Book / Page	1400 / 561
Map Reference	CAB O SL86-89
Instrument Date	Mar 7, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 CARATOKE HWYD, 417, MOYOCK, NC 27958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 DERBY DR, MOYOCK, NC 27958-9660

Mortgage

Document Number	1400563
Date	Mar 24, 2017
Instrument	1400/563

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 100 Derby Dr was $2,988, down 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (-0.43%)	$432,300 (-) Land $69,700 Building $362,600
2024	$3,001.00 (+9.53%)	$432,300 (-) Land $69,700 Building $362,600
2023	$2,740.00 (+31.48%)	$432,300 (-) Land $69,700 Building $362,600	$432,300 (-) Land $69,700 Building $362,600
2022	$2,084.00	$432,300 Land $69,700 Building $362,600	$432,300 (-) Land $69,700 Building $362,600
2021			$432,300 Land $69,700 Building $362,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 Derby Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Derby Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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