101 Covington Cv SE, Winter Haven, FL 33880 Property Records

Polk County property record for 101 Covington Cv SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,838 sqft · built 1999
Lot Size	0.713 acres (31,063 sqft)
Owner	Individual Name on File
Last Sale	$317,000 (Apr 2016)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658219-000010`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658219-000010`
Alternative APNs	`332826658219000010` `32826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,838 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	2,516 sqft
Upper Floors Area	322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	31,063 sqft (0.713 acres)
Lot Dimensions	221 ft deep x 140 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft
Porch	Florida Room
Porch Area	352 sqft

Location & Zoning

Street Address	101 COVINGTON CV SE
City	WINTER HAVEN
State	FL
Zip	33880-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON COVE PB 99 PG 26 LOT 1
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	COVINGTON COVE
Legal Tract	658219
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1015
Census Tract	13902

Owner

101 Covington Cv SE is owned and occupied by an individual who bought it in April 2016.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 COVINGTON CV SE, WINTER HAVEN, FL 33880-4555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWORTH MTG
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on File
Deed Sale	Apr 26, 2016 · Amount on File
Prior Sale	Apr 23, 2013 · Amount on File
Deed Document Number	201673009
Deed Book / Page	9804 / 1739
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	101 COVINGTON CV SE, WINTER HAVEN, FL 33880-4555
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COVINGTON CV SE, WINTER HAVEN, FL 33880-4555

Mortgage

Document Number	0000060830
Date	Mar 7, 2022
Book Page	12148/1004
Instrument	2022060830

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	101 COVINGTON CV SE, WINTER HAVEN, FL 33880-4555
Document Number	0113991003
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 COVINGTON CV SE WINTER HAVEN FL 338804555, WINTER HAVEN, FL 33880-4555

Mortgage

Document Number	0113991003
Date	Oct 2, 2020
Book Page	011399/001003
Instrument	207775

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	101 COVINGTON CV SE, WINTER HAVEN, FL 33880-4555
Document Number	0105771141
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 COVINGTON CV SE WINTER HAVEN FL 338804555, WINTER HAVEN, FL 33880-4555

Mortgage

Document Number	0105771141
Date	Aug 10, 2018
Book Page	010577/001141
Instrument	170614

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Covington Cv SE was $4,231 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,216 (+2.7%)	$435,541 (+5.01%) Land $88,000 Building $347,541
2025	$4,231.00 Homeowner's exemption	$266,033	$414,759 Land $62,000 Building $352,759
2023	$4,005.00 (+2.64%) Homeowner's exemption	$251,005 (+3%)	$409,367 (+10.63%) Land $60,000 Building $349,367
2022	$3,902.00 Homeowner's exemption	$243,694	$370,031 Land $50,000 Building $320,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Covington Cv SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Covington Cv SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Covington Cv SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures