100 Covington Cv SE, Winter Haven, FL 33880 Property Records

Polk County property record for 100 Covington Cv SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,005 sqft · built 2015
Lot Size	0.73 acres (31,794 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2017)
Tax Bill	$5,505 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658219-000100`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658219-000100`
Alternative APNs	`332826658219000100` `32826000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,005 sqft Living Area
Gross Area	3,911 sqft
1st Floor Area	3,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	31,794 sqft (0.73 acres)
Lot Dimensions	227 ft deep x 140 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	537 sqft
Pool Type	Enclosed Pool
Porch	Florida Room
Porch Area	449 sqft

Location & Zoning

Street Address	100 COVINGTON CV SE
City	WINTER HAVEN
State	FL
Zip	33880-4554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON COVE PB 99 PG 26 LOT 10
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	COVINGTON COVE
Legal Tract	658219
Legal Block	1
Legal Lot Number	10
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1015
Census Tract	13902

Owner

100 Covington Cv SE is owned and occupied by two individuals who bought it in July 2017.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 COVINGTON CV SE, WINTER HAVEN, FL 33880-4554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Sep 3, 2014 · Amount on File
Deed Document Number	2017132780
Deed Book / Page	10202 / 1315
Prior Transfer Date	Mar 18, 2011
Prior Transfer Doc	0000121701
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 12, 2017
Property Address	100 COVINGTON CV SE, WINTER HAVEN, FL 33880-4554
Document Number	0102021315
Book / Page	010202 / 001315
Instrument Date	Jul 10, 2017
Instrument	132780
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 COVINGTON CV SE WINTER HAVEN FL 338804554, WINTER HAVEN, FL 33880-4554

Mortgage

Document Number	102021316
Date	Jul 12, 2017
Book Page	010202/001316
Instrument	132781

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 100 Covington Cv SE was $5,505 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,094 (+2.7%)	$482,366 (+5.15%) Land $88,000 Building $394,366
2025	$5,505.00 Homeowner's exemption	$337,969	$458,728 Land $62,000 Building $396,728
2023	$5,312.00 (+2.49%) Homeowner's exemption	$318,878 (+3%)	$457,657 (+7.25%) Land $60,000 Building $397,657
2022	$5,183.00 Homeowner's exemption	$309,590	$426,716 Land $50,000 Building $376,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Covington Cv SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Covington Cv SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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