101 Cortez Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 101 Cortez Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 3,353 sqft · built 1954
Lot Size	0.102 acres (4,420 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Feb 2004)
Tax Bill	$22,855 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-013-270`

Property Details

APN / Parcel Number

Primary APN	`048-013-270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,353 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Triplex
Exterior Material	Stucco
Construction Type	Frame
Lot Area	4,420 sqft (0.102 acres)
Lot Dimensions	127 ft deep x 35 ft wide
View / Lot	Corner
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	101 CORTEZ AVE
City	HALF MOON BAY
State	CA
Zip	94019-5302
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R30000
Legal Description	LOT 8 BLOCK 7 SHORE ACRES
Legal Subdivision	SHORE ACRES
Legal Block	7
Legal Lot Number	8
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2006
Census Tract	613502

Owner

101 Cortez Ave, a triplex, is held in a trust since January 2019.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4879 MISSION ST, SAN FRANCISCO, CA 94112-3413
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
May 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jan 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2004 · Amount on File
Deed Sale	Feb 3, 2004 · Amount on File
Deed Document Number	200419761
Last Transfer Date	Jan 7, 2019
Transfer Doc	0000007076
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	101 CORTEZ AVE, HALF MOON BAY, CA 94019-5302
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CORTEZ AVE, HALF MOON BAY, CA 94019-5302

Mortgage

Document Number	0000160925
Date	Nov 19, 2021
Instrument	2021-160925

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	101 CORTEZ AVE, HALF MOON BAY, CA 94019-5302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037739
Date	May 15, 2018
Instrument	2018-037739

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 31, 2019
Property Address	101 CORTEZ AVE, HALF MOON BAY, CA 94019-5302
Document Number	0000007076
Instrument Date	Jan 7, 2019
Instrument	7076
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4879 MISSION ST SAN FRANCISCO CA 941123413, SAN FRANCISCO, CA 94112-3413

Tax Assessment & Valuation

The 2025 property tax bill for 101 Cortez Ave was $22,855.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,740,262 (+2%) Land $870,131 Building $870,131
2025	$22,855.00	$1,706,140 Land $853,070 Building $853,070
2023	$20,436.00 (+2.69%)	$1,639,892 Land $819,946 Building $819,946
2022	$19,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 101 Cortez Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cortez Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cortez Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures