241 Cortez Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 241 Cortez Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,210 sqft · built 1999
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,625,000 (May 2022)
Tax Bill	$33,492 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-032-230`

Property Details

APN / Parcel Number

Primary APN	`048-032-230`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,210 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	2,030 sqft
2nd Floor Area	1,180 sqft
Basement Area	510 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	8,800 sqft (0.202 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	241 CORTEZ AVE
City	HALF MOON BAY
State	CA
Zip	94019-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7&8 BLK 8 SHORE ACRES RSM 3/95
Legal Subdivision	SHORE ACRES
Legal Block	8
Legal Lot Number	7,8
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2006
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 CORTEZ AVE, HALF MOON BAY, CA 94019-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage SECURED INCOME FUND II LLC
Jun 29, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	202238959
Prior Transfer Date	Sep 11, 2008
Prior Transfer Doc	0000103575
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 10, 2022
Property Address	241 CORTEZ AVE, HALF MOON BAY, CA 94019-5328
Document Number	0000038959
Map Reference	MB B PG 12
Instrument Date	May 4, 2022
Instrument	2022-038959
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12501 WOODSIDE DR, SARATOGA, CA 95070-4050

Mortgage

Document Number	0000038960
Date	May 10, 2022
Instrument	2022-038960

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	Other
Max Rate	8.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	241 CORTEZ AVE, HALF MOON BAY, CA 94019-5328
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CORTEZ AVENUE, PRINCETON BY THE SEA, CA 94019

Mortgage

Document Number	0000024686
Date	Mar 22, 2022
Instrument	2022-024686

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company
Address	HALF MOON BAY, CA 94019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 29, 2017
Property Address	241 CORTEZ AVE, HALF MOON BAY, CA 94019-5328
Document Number	0000055443
Instrument Date	Jun 27, 2017
Instrument	55443
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	241 CORTEZ AVE HALF MOON BAY CA 940195328, HALF MOON BAY, CA 94019-5328

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,841,382 (+2%) Land $1,786,012 Building $1,055,370
2025	$33,492.00 (+10.71%)	$2,785,670 (+4.04%) Land $1,750,993 Building $1,034,677
2023	$30,253.00 (+46.5%)	$2,677,500 Land $1,683,000 Building $994,500	$2,031,660
2022	$20,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cortez Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures