101 Clover Point Cir, Guyton, GA 31312 Property Records

Effingham County property record for 101 Clover Point Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,948 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2022)
Tax Bill	$6,618 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0416C-001-000`

Property Details

APN / Parcel Number

Primary APN	`0416C-001-000`
Alternative APNs	`00920107000` `0416C001` `27504`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,948 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	10,454 sqft (0.24 acres)
Garage Area	564 sqft
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27504
Street Address	101 CLOVER POINT CIR
City	GUYTON
State	GA
Zip	31312-7134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.24 AC LOT 1 (OUT 416-20)
Legal Subdivision	CLOVER POINT AT BELMONT GLEN
Legal Phase	1A
Legal Lot Number	1
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

101 Clover Point Cir is owned and occupied by two individuals who acquired it in August 2023.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2022	Warranty Deed, Transfer
May 27, 2022	Warranty Deed, Transfer
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jul 17, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	20221591
Deed Book / Page	2788 / 598
Last Transfer Date	Aug 1, 2023
Transfer Doc	002863/722
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINTE CIR, GA

Mortgage

Document Number	0000002870/0000000099
Date	Sep 10, 2023
Book Page	0000002870/0000000099
Instrument	D2023007515

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 1, 2023
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002863/722
Book / Page	2863 / 722
Instrument Date	Aug 1, 2023
Instrument	D2023006433
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 CLOVER POINTE CIR, GA

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 26, 2023
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002862/233
Book / Page	2862 / 233
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINTE CIR, GA

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 30, 2022
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002825/702
Book / Page	2825 / 702
Instrument Date	Dec 30, 2022
Instrument	2023-000001
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 27, 2022
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002788/598
Book / Page	2788 / 598
Instrument Date	May 27, 2022
Instrument	2022-001591
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINTE CIR

Mortgage

Document Number	0000002547/0000000615
Date	Sep 26, 2019
Book Page	0000002547/0000000615
Instrument	008080

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 17, 2020
Property Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134
Document Number	002606/974
Book / Page	2606 / 974
Instrument Date	Jul 17, 2020
Instrument	2020-001931
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CLOVER POINT CIR, GUYTON, GA 31312-7134

Mortgage

Document Number	0000002606/0000000976
Date	Jul 17, 2020
Book Page	0000002606/0000000976
Instrument	006968

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 101 Clover Point Cir was $6,618 with exemptions applied, up 3.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,579 (-7.17%) Land $22,800 Building $173,779	$491,448 (-7.17%) Land $57,000 Building $434,448
2025	$6,618.00 (+3.13%) Homeowner's exemption Senior Citizen's exemption	$211,752 (-0.8%) Land $22,800 Building $188,952	$529,380 (-0.8%) Land $57,000 Building $472,380
2024	$6,417.00	$213,452 Land $22,800 Building $190,652	$533,630 Land $57,000 Building $476,630
2022	$4,109.00 Homeowner's exemption	$148,494 Land $18,000 Building $130,494	$371,236 Land $45,000 Building $326,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Clover Point Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Clover Point Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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