101 Cardinal Rd, Louisa, VA 23093 Property Records

Louisa County property record for 101 Cardinal Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,972 sqft · built 2021
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$300,926 (Aug 2021)
Tax Bill$163 (2022)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40G 2 70

Property Details

APN / Parcel Number

Primary APN40G 2 70
Alternative APNs
  • 30329
  • 28869

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,972 sqft Living Area
1st Floor Area1,644 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28869
Street Address101 CARDINAL RD
CityLOUISA
StateVA
Zip23093-4943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
Legal DescriptionCOUNTRYSIDE PHASE 2 PB 8/2608-2613 LOT 70 DB 1781/758 .211 AC
Legal SubdivisionCOUNTRYSIDE
Legal Phase2
Legal Lot Number70
JurisdictionLOUISA VA
Township / Civil DivisionLOUISA
Census Block Group2
Census Block2003
Census Tract950201

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 CARDINAL RD, LOUISA, VA 23093-4943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2021 · Amount on Record
Deed SaleAug 5, 2021 · Amount on Record
Prior SaleDec 27, 2012 · Amount on Record
Deed Document Number20219299
Deed Book / Page1781 / 758
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionLOUISA VA
Recording DateAug 5, 2021
Property Address101 CARDINAL RD, LOUISA, VA 23093-4943
Document Number001781/758
Book / Page1781 / 758
Map ReferenceMB 8 PG 2608-2613
Instrument DateAug 2, 2021
Instrument202100009299
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTITLE SPECIALIST, TITLE SPECIALISTS OF VA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$301.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 CARDINAL RD, LOUISA, VA 23093-4943

Mortgage

Document Number0001781762
DateAug 5, 2021
Instrument1781/762
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
MunicipalityLouisa Town
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,700 (+4.32%) Land $39,000 Building $393,700$432,700 (+4.32%) Land $39,000 Building $393,700
2025$414,800 (+14.46%) Land $31,000 Building $383,800$414,800 (+14.46%) Land $31,000 Building $383,800
2023$362,400 Land $24,000 Building $338,400
2022$163.00$362,400 Land $24,000 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LOUISA
serves 1,555 people · EPA ID VA2109450
Water SourcePurchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Cardinal Rd

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