Louisa County property record for 107 Cardinal Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,024 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $236,551 (Sep 2021) |
| Tax Bill | $163 (2022) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40G 2 73 |
| Primary APN | 40G 2 73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28872 |
|---|---|
| Street Address | 107 CARDINAL RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-4943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | COUNTRYSIDE PHASE 2 PB 8/2608-2613 LOT 73 DB 1792/869 .191 AC |
| Legal Subdivision | COUNTRYSIDE |
| Legal Phase | 2 |
| Legal Lot Number | 73 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | LOUISA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950201 |
Source: Louisa County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 CARDINAL RD, LOUISA, VA 23093-4943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 202111450 |
| Deed Book / Page | 1792 / 869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 21, 2021 |
| Property Address | 107 CARDINAL RD, LOUISA, VA 23093-4943 |
| Document Number | 001792/869 |
| Book / Page | 1792 / 869 |
| Map Reference | MB 8 PG 2608-2613 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 202100011450 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 CARDINAL RD, LOUISA, VA 23093-4943 |
| Document Number | 0001792873 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 1792/873 |
| Name | FIDELITY CAPITAL MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Louisa County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Municipality | Louisa Town |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,500 (+3.71%) Land $39,000 Building $310,500 | $349,500 (+3.71%) Land $39,000 Building $310,500 | |
| 2025 | $337,000 (+14.7%) Land $31,000 Building $306,000 | $337,000 (+14.7%) Land $31,000 Building $306,000 | |
| 2023 | $293,800 Land $24,000 Building $269,800 | ||
| 2022 | $163.00 | $293,800 Land $24,000 Building $269,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LOUISA serves 1,555 people · EPA ID VA2109450 |
|---|---|
| Water Source | Purchased surface water from LOUISA COUNTY WATER AUTHORITY |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | Haloacetic acids resolved · Jan 2026 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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