St. Johns County property record for 101 Bermudez Way, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,250 sqft · built 2023 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Oct 2025) |
| Tax Bill | $8,616 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072571-1530 |
| Primary APN | 072571-1530 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 1,777 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 101 BERMUDEZ WAY |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32095-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115/25-41 CORDOVA PALMS PHASE ONE LOT 153 OR6248/651 |
| Legal Subdivision | CORDOVA PALMS PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 153 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 072571-1530
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 30, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Dec 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIS HOLDINGS LLLP |
| Dec 06, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ATLANTIS HOLDINGS LLLP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Dec 06, 2022 · Amount on Record |
| Deed Document Number | 202588675 |
| Deed Book / Page | 6248 / 651 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 101 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Document Number | 0062480651 |
| Book / Page | 6248 / 651 |
| Map Reference | MB 115 PG 25-41 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025088675 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6817 SOUTHPOINT PKWY STE 2304, 2304, JACKSONVILLE, FL 32216-8200 |
| Name | Verified Name |
|---|---|
| Address | 101 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Document Number | 0006248657 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 6248/657 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 101 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6817 SOUTHPOINT PKWY 2304, 2304, JACKSONVILLE, FL 32216-8200 |
| Investor | Possibly a Property Investor |
| Document Number | 0056841695 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 5684/1695 |
| Instrument | 2022115142 |
| Name | ATLANTIS HOLDINGS LLLP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT AUGUSTINE, FL 32095 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 06, 2022 |
| Property Address | 101 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Document Number | 0056750640 |
| Book / Page | 5675 / 640 |
| Map Reference | MB 115 PG 25-41 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022110114 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 6817 SOUTHPOINT PKWY STE 2304, 2304, JACKSONVILLE, FL 32216-8200 |
| Investor | Possibly a Property Investor |
| Document Number | 0056841695 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 5684/1695 |
| Name | ATLANTIS HOLDINGS LLLP |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 01, 2028 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,043 (-4.89%) Land $95,000 Building $265,043 | $360,043 (-4.89%) Land $95,000 Building $265,043 | |
| 2025 | $8,616.00 (+11.13%) | $378,558 (+2.01%) | $378,558 (+2.01%) Land $85,000 Building $293,558 |
| 2024 | $7,753.00 (+120.69%) | $371,117 (+394.82%) | $371,117 (+394.82%) Land $90,000 Building $281,117 |
| 2023 | $3,513.00 | $75,000 | $75,000 Land $75,000 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Boston Omaha Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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