St. Johns County property record for 138 Bermudez Way, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,438 sqft · built 2023 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,990 (Sep 2023) |
| Tax Bill | $6,242 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 072571-3950 |
| Primary APN | 072571-3950 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 2,845 sqft |
| 1st Floor Area | 1,194 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 138 BERMUDEZ WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115/25-41 CORDOVA PALMS PHASE ONE LOT 395 OR5830/1269 |
| Legal Subdivision | CORDOVA PALMS PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 395 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Apr 28, 2023 | Correction Deed GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Deed Document Number | 202375640 |
| Deed Book / Page | 5830 / 1269 |
| Prior Transfer Date | Apr 27, 2023 |
| Prior Transfer Doc | 0057471932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 26, 2023 |
| Property Address | 138 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Document Number | 0058301269 |
| Book / Page | 5830 / 1269 |
| Map Reference | MB 115 PG 25-41 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023075640 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 138 BENMUDEZ WAY, ST AUGUSTINE, FL 32095-6640 |
| Document Number | 0058301271 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 5830/1271 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 28, 2023 |
| Property Address | 138 BERMUDEZ WAY, SAINT AUGUSTINE, FL 32095-6640 |
| Document Number | 0057471932 |
| Book / Page | 5747 / 1932 |
| Map Reference | MB 115 PG 25-41 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023032162 |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 12724 GRAN BAY PKWY W # W200, W200, JACKSONVILLE, FL 32258-9485 |
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,676 (-6.47%) Land $95,000 Building $274,676 | $369,676 (-6.47%) Land $95,000 Building $274,676 | |
| 2025 | $6,242.00 (+16.37%) Homeowner's exemption | $395,241 (+3.65%) | $395,241 (+3.65%) Land $85,000 Building $310,241 |
| 2024 | $5,364.00 (+42.39%) Homeowner's exemption | $381,311 (+408.41%) | $381,311 (+408.41%) Land $90,000 Building $291,311 |
| 2023 | $3,767.00 | $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Utah Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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