101 Bay Tree Cir, Hampstead, NC 28443 Property Records

Pender County property record for 101 Bay Tree Cir, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 2004
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Sep 2013)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4203-79-1559-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-79-1559-0000`
Alternative APNs	`000035486` `960482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 62 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000035486
Street Address	101 BAY TREE CIR
City	HAMPSTEAD
State	NC
Zip	28443-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L105A PB 20/41 BELVEDERE PLANTATION
Legal Subdivision	BELVEDERE
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3000
Census Tract	920201

Owner

101 Bay Tree Cir is owned and occupied by two individuals who bought it in September 2013.

Source: Pender County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 28, 2020	Warranty Deed, Transfer · Conventional with PMI INTERCOASTAL MTG
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2013 · Amount on File
Deed Sale	Sep 16, 2013 · Amount on File
Deed Document Number	20134321_00172
Deed Book / Page	4321 / 172
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Jul 13, 2026
Property Address	101 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Document Number	0020158459
Book / Page	4897 / 2281
Instrument Date	Jun 30, 2026
Instrument	202620158459
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY TREE CIR, HAMPSTEAD, NC 28443-2410

Mortgage

Document Number	0020158459,
Date	Jul 13, 2026
Book Page	4897/2281
Instrument	202620158459

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2056

Interest

Rate	6.48%
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 28, 2020
Property Address	101 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Document Number	0047122515
Book / Page	004712 / 002515
Instrument Date	May 20, 2020
Instrument	20063968
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 BAY TREE CIR HAMPSTEAD NC 284432410, HAMPSTEAD, NC 28443-2410

Mortgage

Document Number	47122518
Date	May 28, 2020
Book Page	004712/002518
Instrument	20063969

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	101 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Document Number	0046432860
Book / Page	004643 / 002860
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAY TREE CIR HAMPSTEAD NC 284432410, HAMPSTEAD, NC 28443-2410

Mortgage

Document Number	0046432860
Date	May 26, 2017
Book Page	004643/002860
Instrument	20024194

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Bay Tree Cir was $1,601.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00	$297,566 Land $84,552 Building $213,014	$297,566 Land $84,552 Building $213,014
2023		$151,551 (-) Land $31,544 Building $120,007	$151,551 (-) Land $31,544 Building $120,007
2022	$1,371.00	$151,551 Land $31,544 Building $120,007	$151,551 Land $31,544 Building $120,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Bay Tree Cir in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Bay Tree Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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