107 Bay Tree Cir, Hampstead, NC 28443 Property Records

Pender County property record for 107 Bay Tree Cir, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,016 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2020)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4203-79-2773-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-79-2773-0000`
Alternative APNs	`000030219` `979486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	162 ft deep x 64 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000030219
Street Address	107 BAY TREE CIR
City	HAMPSTEAD
State	NC
Zip	28443-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 106B,PB 20/41 BELVEDERE PLANTATION
Legal Subdivision	BELVEDERE
Legal Lot Number	106B
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3000
Census Tract	920201

Owner

107 Bay Tree Cir is owned and occupied by an individual who bought it in July 2020.

Source: Pender County records, as of January 27, 2026

Owner of Record	Individual Name on File
Mailing Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 26, 2019	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Apr 9, 2018	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on File
Deed Sale	Jul 20, 2020 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Book / Page	4718 / 1126
Prior Transfer Date	Jan 16, 2006
Prior Transfer Doc	0028680215
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047322190
Date	Nov 24, 2020
Book Page	4732/2190

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2019
Property Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Document Number	0046892841
Book / Page	4689 / 2841
Map Reference	MB 20 PG 41
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10811 HOOVER RD, 10811, MILAN, OH 44846-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410

Mortgage

Document Number	0046892843
Date	Jul 26, 2019
Instrument	4689/2843

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 9, 2018
Property Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410
Document Number	0046621021
Book / Page	4662 / 1021
Map Reference	MB20 PG41
Instrument Date	Apr 3, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 WALNUT AVE, 365, HAMPSTEAD, NC 28443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BAY TREE CIR, HAMPSTEAD, NC 28443-2410

Mortgage

Document Number	0046621025
Date	Apr 9, 2018
Instrument	4662/1025

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 107 Bay Tree Cir was $1,603.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$275,409 Land $80,880 Building $194,529	$275,409 Land $80,880 Building $194,529
2023		$151,682 (-) Land $30,853 Building $120,829	$151,682 (-) Land $30,853 Building $120,829
2022	$1,372.00	$151,682 Land $30,853 Building $120,829	$151,682 Land $30,853 Building $120,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Bay Tree Cir in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Bay Tree Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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