101 Ann St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 101 Ann St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,332 sqft · built 1957
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2025)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`760-00041`

Property Details

APN / Parcel Number

Primary APN	`760-00041`
Alternative APN	`CHIC M:0760 P:00041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	3,537 sqft
1st Floor Area	1,332 sqft
Basement Area	508 sqft
Unfinished Basement	508 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	760-00041
Street Address	101 ANN ST
City	CHICOPEE
State	MA
Zip	01020-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2011
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 ANN ST, CHICOPEE, MA 01020-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARRHA CREDIT UNION
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Record Updated	Jun 8, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 16, 2025
Property Address	101 ANN ST, CHICOPEE, MA 01020-4408
Document Number	0000239683
Instrument Date	May 16, 2025
Instrument	239683
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ANN ST, CHICOPEE, MA 01020-4408

Mortgage

Document Number	0000239684
Date	May 16, 2025
Instrument	239684

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	3-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	101 ANN ST, CHICOPEE, MA 01020-4408
Document Number	0000220400
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ANN ST CHICOPEE MA 010204408, CHICOPEE, MA 01020-4408

Mortgage

Document Number	0000220400
Date	Dec 3, 2019
Instrument	220400

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,051.00 (+5.43%)	$333,200 (+2.65%) Land $110,800 Building $222,400	$311,695
2024	$4,791.00 (+7.59%)	$324,600 (+10.45%) Land $108,600 Building $216,000
2023	$4,453.00	$293,900 Land $98,700 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: South Hadley Electric Light Department, Xfinity.

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