St. Louis County property record for 101 96th Ave W, Duluth, MN 55808 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,100 sqft · built 1949 |
| Lot Size | 0.664 acres (28,964 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2020) |
| Tax Bill | $2,570 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4040-02380 |
| Primary APN | 010-4040-02380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Gross Area |
| 1st Floor Area | 860 sqft |
| Basement Area | 415 sqft |
| Finished Basement | 415 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 28,964 sqft (0.664 acres) |
| Garage Area | 1,728 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1095070 |
|---|---|
| Street Address | 101 96TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 THRU 16 SERIAL # |
| Legal Subdivision | SMITHS ADD TO NEW DULUTH 1ST D |
| Legal Block | 10 |
| Legal Lot Number | 9-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 3800 |
Source: St. Louis County records · APN 010-4040-02380
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 96TH AVE W, DULUTH, MN 55808-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional with PMI AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Jun 23, 2016 · Amount on Record |
| Deed Document Number | 20201028106 |
| Prior Transfer Date | Apr 30, 2008 |
| Prior Transfer Doc | 0000852626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 08, 2026 |
| Property Address | 101 96TH AVE W, DULUTH, MN 55808-2106 |
| Document Number | 0001100321 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 20261100321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE |
| Name | Verified Name |
|---|---|
| Address | 101 96TH AVE W, DULUTH, MN 55808-2106 |
| Document Number | 0001100321, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20261100321 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 20, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 28, 2020 |
| Property Address | 101 96TH AVE W, DULUTH, MN 55808-2106 |
| Document Number | 00T1028106 |
| Instrument Date | Aug 17, 2020 |
| Instrument | T1028106 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 101 96TH AVE W DULUTH MN 558082106, DULUTH, MN 55808-2106 |
| Document Number | T1028107 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | T1028107 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,570.00 (+14.22%) Homeowner's exemption | ||
| 2025 | $2,250.00 (-5.22%) Homeowner's exemption | $208,800 (+10.3%) Land $30,700 Building $178,100 | $208,800 (+10.3%) Land $30,700 Building $178,100 |
| 2024 | $2,374.00 | $189,300 (+10.38%) Land $30,200 Building $159,100 | $189,300 (+10.38%) Land $30,200 Building $159,100 |
| 2022 | $171,500 Land $34,200 Building $137,300 | $171,500 Land $34,200 Building $137,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370038002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 27 units insured 26 under condo master policies |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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