101 96th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 101 96th Ave W, Duluth, MN 55808 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,100 sqft · built 1949
Lot Size0.664 acres (28,964 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Aug 2020)
Tax Bill$2,570 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4040-02380

Property Details

APN / Parcel Number

Primary APN010-4040-02380
Alternative APN
  • 1095070

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,100 sqft Gross Area
1st Floor Area860 sqft
Basement Area415 sqft
Finished Basement415 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area28,964 sqft (0.664 acres)
Garage Area1,728 sqft
Pool TypeSpa / Hot Tub (No Pool)
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1095070
Street Address101 96TH AVE W
CityDULUTH
StateMN
Zip55808-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 THRU 16 SERIAL #
Legal SubdivisionSMITHS ADD TO NEW DULUTH 1ST D
Legal Block10
Legal Lot Number9-16
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2033
Census Tract3800

Owner

Source: St. Louis County records · APN 010-4040-02380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 96TH AVE W, DULUTH, MN 55808-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FEDERAL CREDIT UNION
Aug 28, 2020Warranty Deed, Transfer · Conventional with PMI
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleJun 23, 2016 · Amount on Record
Deed Document Number20201028106
Prior Transfer DateApr 30, 2008
Prior Transfer Doc0000852626
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateApr 08, 2026
Property Address101 96TH AVE W, DULUTH, MN 55808-2106
Document Number0001100321
Instrument DateMar 13, 2026
Instrument20261100321
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyAFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 96TH AVE W, DULUTH, MN 55808-2106

Mortgage

Document Number0001100321,
DateApr 08, 2026
Instrument20261100321
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2041
Interest
Rate TypeFixed Rate
Rate5.44%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 28, 2020
Property Address101 96TH AVE W, DULUTH, MN 55808-2106
Document Number00T1028106
Instrument DateAug 17, 2020
InstrumentT1028106
Transaction TypeTransfer
Record UpdatedOct 06, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address101 96TH AVE W DULUTH MN 558082106, DULUTH, MN 55808-2106

Mortgage

Document NumberT1028107
DateAug 28, 2020
InstrumentT1028107
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,570.00 (+14.22%) Homeowner's exemption
2025$2,250.00 (-5.22%) Homeowner's exemption$208,800 (+10.3%) Land $30,700 Building $178,100$208,800 (+10.3%) Land $30,700 Building $178,100
2024$2,374.00$189,300 (+10.38%) Land $30,200 Building $159,100$189,300 (+10.38%) Land $30,200 Building $159,100
2022$171,500 Land $34,200 Building $137,300$171,500 Land $34,200 Building $137,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370038002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies27 units insured
26 under condo master policies
Nearby Flood Claims4 (2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2012, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2012 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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