214 96th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 214 96th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 880 sqft · built 1992
Lot Size	0.482 acres (21,007 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Oct 2020)
Tax Bill	$3,916 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4040-01530`

Property Details

APN / Parcel Number

Primary APN	`010-4040-01530`
Alternative APN	`1097363`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	21,007 sqft (0.482 acres)
Garage Area	484 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1097363
Street Address	214 96TH AVE W
City	DULUTH
State	MN
Zip	55808-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 THRU 11 SERIAL #
Legal Subdivision	SMITHS ADD TO NEW DULUTH 1ST D
Legal Block	6
Legal Lot Number	6-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2020
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 96TH AVE W, DULUTH, MN 55808-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Warranty Deed, Transfer · Conventional with PMI US BK
Jan 2, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	20201392160
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	00A1325154
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2020
Property Address	214 96TH AVE W, DULUTH, MN 55808-2107
Document Number	00A1392160
Instrument Date	Sep 29, 2020
Instrument	A1392160
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 96TH AVE W DULUTH MN 558082107, DULUTH, MN 55808-2107

Mortgage

Document Number	A1392161
Date	Oct 6, 2020
Instrument	A1392161

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

Mortgage

Document Number	A1392162,
Date	Oct 6, 2020
Instrument	A1392162

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 2, 2018
Property Address	214 96TH AVE W, DULUTH, MN 55808-2107
Document Number	00A1325154
Instrument Date	Dec 29, 2017
Instrument	A1325154
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$739.20

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 96TH AVE W DULUTH MN 558082107, DULUTH, MN 55808-2107

Mortgage

Document Number	A1325155
Date	Jan 2, 2018
Instrument	A1325155

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,916.00 (+14.1%) Homeowner's exemption
2025	$3,432.00 (-3.76%) Homeowner's exemption	$298,500 (+10.8%) Land $29,900 Building $268,600	$298,500 (+10.8%) Land $29,900 Building $268,600
2024	$3,566.00	$269,400 (+16.93%) Land $29,500 Building $239,900	$269,400 (+16.93%) Land $29,500 Building $239,900
2022		$230,400 Land $33,300 Building $197,100	$230,400 Land $33,300 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Airfiber Fixed Wireless	100 / 20

214 96th Ave W, Duluth, MN 55808 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 96th Ave W

Nearby Streets

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