101 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 101 2nd Ave S, Loretto, TN 38469 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,351 sqft · built 1920
Lot Size	0.249 acres (10,872 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Mar 2021)
Tax Bill	$835 (2023)
Deeds & Mortgages	Apr 2022 Sale & Construction Loan Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050151H C 00600`

Property Details

APN / Parcel Number

Primary APN	`050151H C 00600`
Alternative APN	`151H C 00600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft
Basement Area	308 sqft
Finished Basement	140 sqft
Unfinished Basement	168 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,872 sqft (0.249 acres)
Lot Dimensions	151 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	101 2ND AVE S
City	LORETTO
State	TN
Zip	38469-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: BLK 0005 LOT 0001; BLOCK: 5
Legal Subdivision	HAYES ADDITION
Legal Block	5
Legal Lot Number	1
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3049
Census Tract	960700

Owner

Source: Lawrence County records · APN 050151H C 00600

Assessment roll updated January 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 2ND AVE S, LORETTO, TN 38469-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST FARMERS & MERCHANTS BANK
Mar 22, 2021	Warranty Deed, Transfer
Aug 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20211792
Deed Book / Page	626 / 755
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Apr 19, 2022
Property Address	101 2ND AVE S, LORETTO, TN 38469-2122
Document Number	0000673683
Book / Page	673 / 683
Instrument Date	Apr 18, 2022
Instrument	22002726
Transaction Type	Construction Loan
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 2ND AVE S, LORETTO, TN 38469-2122

Mortgage

Document Number	0022002727
Date	Apr 19, 2022
Instrument	22002727

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Apr 18, 2043

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Mar 22, 2021
Property Address	101 2ND AVE S, LORETTO, TN 38469-2122
Document Number	0000626755
Book / Page	626 / 755
Instrument Date	Mar 19, 2021
Instrument	21001792
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 2ND AVE S, LORETTO, TN 38469-2207

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 20, 2019
Property Address	101 2ND AVE S, LORETTO, TN 38469-2122
Document Number	570305
Book / Page	000570 / 000305
Instrument Date	Aug 20, 2019
Instrument	4286
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$122.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 2ND AVE S LORETTO TN 384692121, LORETTO, TN 38469-2121

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,650 (-) Land $1,375 Building $34,275
2023	$835.00 (+221.15%)	$35,650 (+221.9%) Land $1,375 Building $34,275
2022	$260.00	$11,075 Land $1,375 Building $9,700	$142,600 Land $5,500 Building $137,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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