111 2nd Ave S, Loretto, TN 38469 Property Records

Lawrence County property record for 111 2nd Ave S, Loretto, TN 38469

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 5,877 sqft · built 1900
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2021)
Tax Bill	$368 (2024)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`050151H C 01100`

Property Details

APN / Parcel Number

Primary APN	`050151H C 01100`
Alternative APN	`151H C 01100`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	5,877 sqft Total Area
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	150 ft deep x 71 ft wide
Porch	Slab
Porch Area	373 sqft
Utility Building	2,302 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	111 2ND AVE S
City	LORETTO
State	TN
Zip	38469-2122
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 2
Legal Subdivision	MALCOLM WALTERS AND GAIL WALTERS
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3049
Census Tract	960700

Owner

111 2nd Ave S, a commercial property, is owned by two individuals who bought it in October 2021.

Source: Lawrence County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 2ND AVE S, LORETTO, TN 38469-2122
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Oct 30, 1990 · Amount on File
Deed Document Number	20216912
Deed Book / Page	652 / 218
Prior Transfer Date	Jul 12, 2012
Prior Transfer Doc	0000388763
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Oct 14, 2021
Property Address	111 2ND AVE S, LORETTO, TN 38469-2122
Document Number	0000652218
Book / Page	652 / 218
Map Reference	MB 302 PG 149
Instrument Date	Oct 14, 2021
Instrument	21006912
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 2ND AVE S, LORETTO, TN 38469-2122

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Loretto City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,120 Land $1,280 Building $11,840
2024	$368.00 (+19.87%)
2023	$307.00	$13,120 (-) Land $1,280 Building $11,840
2022	$307.00	$13,120 Land $1,280 Building $11,840	$32,800 Land $3,200 Building $29,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 2nd Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 2nd Ave S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20