10097 W Cave Loop, Dripping Springs, TX 78620 Property Records

Travis County property record for 10097 W Cave Loop, Dripping Springs, TX 78620

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,917 sqft · built 2021
Lot Size	1.09 acres (47,698 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,202 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0511010502`

Property Details

APN / Parcel Number

Primary APN	`0511010502`
Alternative APNs	`05110105020000` `353825`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,917 sqft Living Area
1st Floor Area	1,919 sqft
2nd Floor Area	998 sqft

Exterior

Year Built	Built 2021
Foundation Type	Block
Roof Type	Flat
Roof Material	Fiberglass
Lot Area	47,698 sqft (1.09 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	353825
Old Parcel Number	05110105020000
Street Address	10097 W CAVE LOOP
City	DRIPPING SPRINGS
State	TX
Zip	78620-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK D WEST CAVE ESTATES SEC 4
Legal Subdivision	WEST CAVE ESTATES SEC 4
Legal Block	D
Legal Lot Number	2
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	3
Census Block	3021
Census Tract	36600

Owner

10097 W Cave Loop is owned and occupied by two individuals who acquired it in February 2019.

Source: Travis County records, as of November 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10097 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 8, 2021	Deed of Trust, Mortgage SECURITY STATE BANK & TRUST
Feb 5, 2019	Warranty Deed, Transfer INDEPENDENCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019
Deed Sale	Feb 5, 2019
Prior Sale	Sep 17, 1999
Deed Document Number	2019016046
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10097 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5093
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111886
Date	Jun 27, 2022
Instrument	2022111886

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10097 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5093
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, SELECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 PICCADILLY CIR, NACOGDOCHES, TX 75965-3046

Mortgage

Document Number	0000152214
Date	Jul 8, 2021
Instrument	2021152214

Lender

Name	SECURITY STATE BANK & TRUST
Type	Bank
Address	FREDERICKSBURG, TX 78624

Agreement

Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Feb 5, 2019
Property Address	10097 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5093
Document Number	0000016046
Instrument Date	Feb 1, 2019
Instrument	16046
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 PICCADILLY CIR NACOGDOCHES TX 759653046, NACOGDOCHES, TX 75965-3046

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$694,332 Land $219,000 Building $475,332	$694,332 Land $219,000 Building $475,332
2024	$9,202.00
2023		$931,834 Land $164,250 Building $767,584	$931,834 Land $164,250 Building $767,584
2022	$12,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10097 W Cave Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10097 W Cave Loop is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER private · serves 2,757 people · EPA ID TX2270049
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Spry Air Fiber.

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