10096 W Cave Loop, Dripping Springs, TX 78620 Property Records

Travis County property record for 10096 W Cave Loop, Dripping Springs, TX 78620

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,209 sqft · built 2024
Lot Size	1.46 acres (63,728 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,111,000 (Sep 2023)
Tax Bill	$4,505 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0511010126`

Property Details

APN / Parcel Number

Primary APN	`0511010126`
Alternative APNs	`05110101260000` `353798`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,209 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	2,027 sqft
2nd Floor Area	1,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	63,728 sqft (1.46 acres)
Garage Type	Attached
Garage Area	893 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	353798
Street Address	10096 W CAVE LOOP
City	DRIPPING SPRINGS
State	TX
Zip	78620-5075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK B WEST CAVE ESTATES SEC 4
Legal Subdivision	WEST CAVE ESTATES SEC 4
Legal Block	B
Legal Lot Number	24
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	3
Census Block	3019
Census Tract	36600

Owner

Source: Travis County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9809 LANSHAN SKWY, DRIPPING SPRINGS, TX 78620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2023	Deed of Trust, Mortgage · Construction Mortgage CHAPPELL HILL BANK
Nov 27, 2024	Deed of Trust, Mortgage · VA Mortgage HOMETRUST MORTGAGE CO
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHAPPELL HILL BANK
Sep 21, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage LONE STAR CAPITAL BANK NA
Sep 21, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage LONE STAR CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	2023104175
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075

Mortgage

Document Number	0000132057
Date	Nov 25, 2025
Instrument	2025132057

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 LONGHORN SKWY, DRIPPING SPRINGS, TX 78620-2644

Mortgage

Document Number	0000104177
Date	Sep 11, 2023
Instrument	2023104177

Lender

Name	CHAPPELL HILL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 LONGHORN SKWY, DRIPPING SPRINGS, TX 78620-2644

Mortgage

Document Number	0000132075
Date	Nov 27, 2024
Instrument	2024132075

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	5353 W ALABAMA ST STE 500, HOUSTON, TX 77056

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 LONGHOM SKWY, DRIPPING SPRINGS, TX 78620

Mortgage

Document Number	0000104176
Date	Sep 11, 2023
Instrument	2023104176

Lender

Name	CHAPPELL HILL BANK
Type	Bank
Address	CHAPPELL HILL, TX 77426

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Mar 8, 2025

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 21, 2021
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Document Number	0000210261
Map Reference	VOL 86 PG 170B
Instrument Date	Sep 10, 2021
Instrument	2021210261
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9219 ROYAL MOUNTAIN DR, 9219, CHATTANOOGA, TN 37421-7406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15511 W HIGHWAY 71 # 110-17, 110, AUSTIN, TX 78738-2825

Mortgage

Document Number	0000210262
Date	Sep 21, 2021
Instrument	2021210262

Lender

Name	LONE STAR CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2022

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 21, 2021
Property Address	10096 W CAVE LOOP, DRIPPING SPRINGS, TX 78620-5075
Document Number	0000210261
Map Reference	VOL 86 PG 170B
Instrument Date	Sep 10, 2021
Instrument	2021210261
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9219 ROYAL MOUNTAIN DR, CHATTANOOGA, TN 37421-7406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15511 W HIGHWAY 71 # 110-17, 110, AUSTIN, TX 78738-2825

Mortgage

Document Number	0000210262
Date	Sep 21, 2021
Instrument	2021210262

Lender

Name	LONE STAR CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2022

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$851,129 (+287.85%) Land $292,600 Building $558,529	$851,129 (+287.85%) Land $292,600 Building $558,529
2024	$4,505.00 (+19.65%)
2023		$219,450 Land $219,450	$219,450 Land $219,450
2022	$3,765.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER private · serves 2,757 people · EPA ID TX2270049
Water Source	Purchased surface water from WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Spry Air Fiber.

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