1009 Winthrop St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1009 Winthrop St, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,070 sqft · built 1922
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Aug 2026)
Tax Bill$1,422 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2025 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN136A F 014

Property Details

APN / Parcel Number

Primary APN136A F 014
Alternative APN
  • 0000060967

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,070 sqft Living Area

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1983
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000060967
Street Address1009 WINTHROP ST
CityCHATTANOOGA
StateTN
Zip37405-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 15 BLK 4 NORTH CHATT MAP NO 1 PB 3 PG 31
Legal SubdivisionNORTH CHATT MAP NO 1
Legal Block4
Legal Lot Number15
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3011
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Warranty Deed, Transfer · Conventional Mortgage
TRUST BANK
Aug 6, 2025Intrafamily Transfer, Transfer
Mar 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VLY FCU
Oct 9, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Aug 16, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on Record
Deed SaleAug 5, 2026 · Amount on Record
Prior SaleFeb 26, 2021 · Amount on Record
Deed Document Number2026108
Deed Book / Page14394 / 446
Prior Transfer DateMar 18, 2021
Prior Transfer Doc0000000264
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 5, 2026
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000108
Book / Page14394 / 446
Instrument DateAug 3, 2026
Instrument2026108
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNORTHSHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$153,217.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031

Mortgage

Document Number0000000109,
DateAug 5, 2026
Instrument20265109
Lender
NameTRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 6, 2025
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000099
Book / Page14005 / 760
Map ReferenceMB 3 PG 31
Instrument DateJul 31, 2025
Instrument2025080600099
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateMar 23, 2021
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000264
Book / Page12412 / 136
Map ReferenceMB 3 PG 31
Instrument DateMar 18, 2021
Instrument2021032300264
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LINWOOD CT, LITTLE ROCK, AR 72205-4240

Mortgage

Document Number0001241213
DateMar 23, 2021
Instrument12412/13
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 1, 2046

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 26, 2021
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000289
Book / Page12373 / 38
Map ReferenceMB 3 PG 31
Instrument DateFeb 25, 2021
Instrument2021022600289
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,041.79
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 LINWOOD CT, LITTLE ROCK, AR 72205-4240

Mortgage

Document Number0001237340
DateFeb 26, 2021
Instrument12373/40
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0716000204
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyFIRST TITLE BOX

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1009 WINTHROP ST CHATTANOOGA TN 374053031, CHATTANOOGA, TN 37405-3031

Mortgage

Document Number0716000204
DateJul 16, 2020
Book Page012076/000060
Instrument200716000204
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2035

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 9, 2017
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000096
Book / Page011174 / 000577
Instrument DateOct 4, 2017
Instrument96
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$662.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1009 WINTHROP ST CHATTANOOGA TN 374053031, CHATTANOOGA, TN 37405-3031

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateAug 16, 2017
Property Address1009 WINTHROP ST, CHATTANOOGA, TN 37405-3031
Document Number0000000152
Book / Page011130 / 000806
Instrument DateAug 4, 2017
Instrument152
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10210 FALLS MILL DR #107 RALEIGH NC 276146459, 107, RALEIGH, NC 27614-6459

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,422.00 (+10.49%)$93,850 (+63.08%)$375,400 (+63.08%) Land $225,000 Building $150,400
2024$1,287.00$57,550 (-)$230,200 (-) Land $150,000 Building $80,200
2023$1,287.00$57,550 (-)$230,200 (-) Land $150,000 Building $80,200
2022$1,287.00$57,550$230,200 Land $150,000 Building $80,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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