Hamilton County property record for 1007 Winthrop St, Chattanooga, TN 37405
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 2,160 sqft · built 1986 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (Aug 2022) |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A F 015 |
| Primary APN | 136A F 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Total Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060968 |
|---|---|
| Street Address | 1007 WINTHROP ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3031 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 16 BLK 4 NORTH CHATT MAP NO 1 PB 3 PG 31 |
| Legal Subdivision | NORTH CHATT MAP NO 1 |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 554 MOUNT OLIVE RD, LOOKOUT MOUNTAIN, GA 30750-2925 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 30, 2022 | Warranty Deed, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU |
| Jan 27, 2022 | Warranty Deed, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU |
| Jun 21, 2017 | Warranty Deed, Transfer FIRST TITLE COMPANY |
| Jun 27, 2017 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Prior Sale | Jan 27, 2022 · Amount on Record |
| Deed Document Number | 2022083000220 |
| Deed Book / Page | 13074 / 617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1007 WINTHROP ST, CHATTANOOGA, TN 37405-3031 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000096 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 12337/1 |
| Instrument | 2021020100096 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 30, 2022 |
| Property Address | 1007 WINTHROP ST, CHATTANOOGA, TN 37405-3031 |
| Document Number | 0000000220 |
| Book / Page | 13074 / 617 |
| Map Reference | MB 23 PG 70 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022083000220 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $721.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1155 RIDGEWAY AVE UNIT 665, 665, SIGNAL MOUNTAIN, TN 37377-3906 |
| Document Number | 0130740378 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 13074-0378 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 31, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 27, 2022 |
| Property Address | 1007 WINTHROP ST, CHATTANOOGA, TN 37405-3031 |
| Document Number | 0000000111 |
| Book / Page | 12824 / 497 |
| Map Reference | MB 3 PG 31 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022012700111 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,343.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 MOUNT OLIVE RD, LOOKOUT MOUNTAIN, GA 30750-2925 |
| Document Number | 0012824523 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 12824/523 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 26, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 21, 2017 |
| Property Address | 1007 WINTHROP ST, CHATTANOOGA, TN 37405-3037 |
| Document Number | 0000000078 |
| Book / Page | 011080 / 000786 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 78 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1007 WINTHROP ST CHATTANOOGA TN 374053037, CHATTANOOGA, TN 37405-3037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 27, 2017 |
| Property Address | 1007 WINTHROP ST, CHATTANOOGA, TN 37405-3037 |
| Document Number | 0000000163 |
| Book / Page | 011086 / 000258 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 163 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1007 WINTHROP ST CHATTANOOGA TN 374053037, CHATTANOOGA, TN 37405-3037 |
| Document Number | 79 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 011080/000789 |
| Instrument | 79 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2047 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,147.00 (-20.95%) | $141,680 (+16.67%) | $354,200 (+16.67%) Land $150,000 Building $204,200 |
| 2024 | $2,716.00 | $121,440 (-) | $303,600 (-) Land $150,000 Building $153,600 |
| 2023 | $2,716.00 | $121,440 (-) | $303,600 (-) Land $150,000 Building $153,600 |
| 2022 | $2,716.00 | $121,440 | $303,600 Land $150,000 Building $153,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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