1009 Waterside Ct, Edgewood, MD 21040 Property Records

Harford County property record for 1009 Waterside Ct, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1 ba · 1,668 sqft · built 1973
Lot Size	0.053 acres (2,304 sqft)
Owner	Company Name on File
Last Sale	$80,000 (May 2026)
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-101196`

Property Details

APN / Parcel Number

Primary APN	`01-101196`
Alternative APNs	`1101196` `101196`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,668 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,304 sqft (0.053 acres)
Lot Dimensions	128 ft deep x 18 ft wide
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	101196
Street Address	1009 WATERSIDE CT
City	EDGEWOOD
State	MD
Zip	21040-1825
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LT 20 18/18X128 1009 WATERSIDE COURT EDGEWATER VLG S 1 P25/59
Legal Subdivision	EDGEWATER VILLAGE RESUB PRCL 1
Legal Block	J
Legal Lot Number	20,1009
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1001
Census Tract	301302

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	510 PHILADELPHIA RD, C, JOPPA, MD 21085-3132
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
May 6, 2026	Deed, Transfer · Construction Mortgage RFLF 5 LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Deed Book / Page	17113 / 482
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1009 WATERSIDE CT, EDGEWOOD, MD 21040-1825
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 WATERSIDE CT, EDGEWOOD, MD 21040-1825

Mortgage

Document Number	0158360099
Date	Mar 3, 2023
Book Page	15836/99

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	124 Months
Due	Jul 1, 2033

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 6, 2026
Property Address	1009 WATERSIDE CT, EDGEWOOD, MD 21040-1825
Document Number	0171130482
Book / Page	17113 / 482
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FRONT DOOR TITLE INC, FRONT DOOR TITLE

Transaction

Amount	Amount Recorded
Tax	$80,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	510 PHILADELPHIA RD, JOPPA, MD 21085-3131

Mortgage

Document Number	1711000486,
Date	May 6, 2026
Book Page	17113/486

Lender

Name	RFLF 5 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,400 (+6.97%) Land $22,000 Building $87,400	$109,400 (-) Land $22,000 Building $87,400
2025	$1,036.00 (+11.88%)	$102,267 (+16.21%)	$109,400 (+24.32%) Land $22,000 Building $87,400
2023		$88,000 Land $22,000 Building $66,000	$88,000 Land $22,000 Building $66,000
2022	$926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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