1006 Waterside Ct, Edgewood, MD 21040 Property Records

Harford County property record for 1006 Waterside Ct, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,260 sqft · built 1973
Lot Size	0.061 acres (2,646 sqft)
Owner	Company Name on File
Last Sale	$80,000 (May 2019)
Tax Bill	$900 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-050435`

Property Details

APN / Parcel Number

Primary APN	`01-050435`
Alternative APNs	`1050435` `050435`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,646 sqft (0.061 acres)
Lot Dimensions	147 ft deep x 18 ft wide
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	050435
Street Address	1006 WATERSIDE CT
City	EDGEWOOD
State	MD
Zip	21040-1826
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	LOT 4 18/18X147 1006 WATERSIDE COURT EDGEWATER VLG S 1 P25/59
Legal Subdivision	EDGEWATER VILLAGE
Legal Block	J
Legal Lot Number	4,1006
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1001
Census Tract	301302

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 65300, BALTIMORE, MD 21209-0300
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA COM'L LLC
May 3, 2019	Grant Deed, Construction Loan · Construction Mortgage KYLE P KEMLER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Dec 16, 2014 · Amount on Record
Deed Book / Page	13248 / 390
Transfer Doc	0062760359
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1006 WATERSIDE CT, EDGEWOOD, MD 21040-1826
Document Number	0136470396
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 WINCREST CT PIKESVILLE MD 212082878, PIKESVILLE, MD 21208-2878

Mortgage

Document Number	0136470396
Date	Jan 17, 2020
Book Page	013647/000396

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	May 3, 2019
Property Address	1006 WATERSIDE CT, EDGEWOOD, MD 21040-1826
Document Number	0132480390
Book / Page	013248 / 000390
Instrument Date	Apr 12, 2019
Transaction Type	Construction Loan
Record Updated	May 16, 2019
Title Company	CLEARVIEW SETTLEMENT SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 WINCREST CT PIKESVILLE MD 212082878, PIKESVILLE, MD 21208-2878

Mortgage

Document Number	132480394
Date	May 3, 2019
Book Page	013248/000394

Lender

Name	KYLE P KEMLER
Address	3924 5TH ST NW, WASHINGTON, DC 20011-5922

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2020

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,000 (+6.98%) Land $22,000 Building $73,000	$95,000 (-) Land $22,000 Building $73,000
2025	$900.00 (+11.66%)	$88,800 (+16.23%)	$95,000 (+24.35%) Land $22,000 Building $73,000
2023		$76,400 Land $22,000 Building $54,400	$76,400 Land $22,000 Building $54,400
2022	$806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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