1009 Swanner Dr, Howe, TX 75459 Property Records

Grayson County property record for 1009 Swanner Dr, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1969
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on Record
Tax Bill	$3,042 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H006 5921008`

Property Details

APN / Parcel Number

Primary APN	`H006 5921008`
Alternative APN	`152887`

Interior

Full Baths	2 Baths
Building Area	1,188 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	246 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	152887
Old Parcel Number	H006 5921008
Street Address	1009 SWANNER DR
City	HOWE
State	TX
Zip	75459-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN, BLOCK 4, LOT 7
Legal Subdivision	WESTERN HILLS ADDN
Legal Block	4
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1078
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 SWANNER DR, HOWE, TX 75459-2867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage RONNIE NEU
Feb 3, 2023	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Aug 22, 2022	Warranty Deed, Transfer GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023
Deed Sale	Feb 3, 2023
Prior Sale	Aug 22, 2022
Deed Document Number	2023-2618
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1009 SWANNER DR, HOWE, TX 75459-2867
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 282, MUENSTER, TX 76252-0282
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010812
Date	Mar 31, 2022
Instrument	2022-10812

Lender

Name	RONNIE NEU
Type	Private Party
Address	980 CR 282, GAINESVILLE, TX 76240

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Sep 25, 2022

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 3, 2023
Property Address	1009 SWANNER DR, HOWE, TX 75459-2867
Document Number	0000002618
Map Reference	VOL 3 PG 76
Instrument Date	Jan 31, 2023
Instrument	2023-2618
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	VERUS TITLE INC, VERUS TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 E STATE HIGHWAY 12177, LEWISVILLE, TX 75057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SWANNER DR, HOWE, TX 75459-2867

Mortgage

Document Number	0000002619
Date	Feb 3, 2023
Instrument	2023-2619

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 22, 2022
Property Address	1009 SWANNER DR, HOWE, TX 75459-2867
Document Number	0000028362
Map Reference	VOL 3 PG 76
Instrument Date	Aug 22, 2022
Instrument	2022-28362
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 282, MUENSTER, TX 76252-0282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	402 E STATE HIGHWAY 121 TRLR 77, 77, LEWISVILLE, TX 75057-4705

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 27, 2017
Property Address	1009 SWANNER DR, HOWE, TX 75459-2867
Document Number	0000029588
Instrument Date	Dec 11, 2017
Instrument	29588
Transaction Type	Transfer
Record Updated	Jan 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SWANNER DR HOWE TX 754592867, HOWE, TX 75459-2867

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,067 (+9.15%) Land $59,063 Building $147,004	$206,067 (+9.15%) Land $59,063 Building $147,004
2024	$3,042.00 (-14.38%)
2023		$188,784 Land $58,219 Building $130,565	$188,784 Land $58,219 Building $130,565
2022	$3,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi.

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