1000 Swanner Dr, Howe, TX 75459 Property Records

Grayson County property record for 1000 Swanner Dr, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,392 sqft · built 1969
Lot Size	0.227 acres (9,892 sqft)
Owner	2 Individual Names on File
Last Sale	$237,017 (Jul 2025)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H006 5921021`

Property Details

APN / Parcel Number

Primary APN	`H006 5921021`
Alternative APN	`152901`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,892 sqft (0.227 acres)
Lot Dimensions	138 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	72 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1000 SWANNER DR
City	HOWE
State	TX
Zip	75459-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN, BLOCK 5, LOT 12
Legal Subdivision	WESTERN HILLS ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1076
Census Tract	1801

Owner

1000 Swanner Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Grayson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1000 SWANNER DR, HOWE, TX 75459-2866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Vendor's Lien, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 2, 2023	Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 19, 2019	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 25, 2018	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Dec 10, 2024 · Amount on File
Deed Document Number	202519496
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000030731
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 31, 2025
Property Address	1000 SWANNER DR, HOWE, TX 75459-2866
Document Number	0000019496
Map Reference	VOL 3 PG 76
Instrument Date	Jul 30, 2025
Instrument	2025-19496
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SWANNER DR, HOWE, TX 75459-2866

Mortgage

Document Number	0000019497
Date	Jul 31, 2025
Instrument	2025-19497

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 2, 2023
Property Address	1000 SWANNER DR, HOWE, TX 75459-2866
Document Number	0000005196
Map Reference	VOL 3 PG 76
Instrument Date	Mar 1, 2023
Instrument	2023-5196
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5118 OLD HIGHWAY 6, VAN ALSTYNE, TX 75495-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SWANNER DR, HOWE, TX 75459-2866

Mortgage

Document Number	0000005197
Date	Mar 2, 2023
Instrument	2023-5197

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 19, 2019
Property Address	1000 SWANNER DR, HOWE, TX 75459-2866
Document Number	0000030731
Map Reference	VOL 3 PG 76
Instrument Date	Dec 18, 2019
Instrument	2019-00030731
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SWANNER DR, HOWE, TX 75459-2866

Mortgage

Document Number	0000030732
Date	Dec 19, 2019
Instrument	2019-00030732

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 25, 2018
Property Address	1000 SWANNER DR, HOWE, TX 75459-2866
Document Number	0000016678
Map Reference	VOL3 PG76
Instrument Date	Jul 23, 2018
Instrument	2018-00016678
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 SWANNER DR, HOWE, TX 75459-2866

Mortgage

Document Number	0000016679
Date	Jul 25, 2018
Instrument	2018-00016679

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Swanner Dr was $4,994, up 4.8% from the year before.

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00 (+4.85%)	$230,214 Land $60,244 Building $169,970	$230,214 Land $60,244 Building $169,970
2024	$4,763.00
2023		$209,434 Land $59,552 Building $149,882	$209,434 Land $59,552 Building $149,882
2022	$3,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Swanner Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2006–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Nov 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Swanner Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi.

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