Kane County property record for 1009 Sutton Pl, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,564 sqft · built 1998 |
| Lot Size | 0.543 acres (23,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $611,500 (Sep 2018) |
| Tax Bill | $19,466 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-101-037 |
| Primary APN | 09-26-101-037 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,564 sqft Living Area |
| Basement Area | 1,915 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,672 sqft (0.543 acres) |
| Garage Type | Attached |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1009 SUTTON PL |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 063-HUNTCLUB,SUTTON |
| Legal Subdivision | SUTTON PLACE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 852005 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1009 SUTTON PL, SAINT CHARLES, IL 60174-5641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Jul 6, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Jul 6, 2017 · Amount on Record |
| Deed Document Number | 201847067 |
| Prior Transfer Date | Apr 11, 1995 |
| Prior Transfer Doc | 0000024680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1009 SUTTON PL, ST CHARLES, IL 60174-5641 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062892 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021K062892 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | May 1, 2036 |
| Rate | 2.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1009 SUTTON PL, ST CHARLES, IL 60174-5641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ENTITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000011601 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019K011601 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1009 SUTTON PL, ST CHARLES, IL 60174-5641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026811 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020K026811 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 26, 2018 |
| Property Address | 1009 SUTTON PL, ST CHARLES, IL 60174-5641 |
| Document Number | 0000047067 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 2018K047067 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1009 SURTON PL, SAINT CHARLES, IL 60174 |
| Document Number | 0000047068 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 2018K047068 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 6, 2017 |
| Property Address | 1009 SUTTON PL, ST CHARLES, IL 60174-5641 |
| Document Number | 0000034809 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 34809 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1009 SUTTON PL ST CHARLES IL 601745641, ST CHARLES, IL 60174-5641 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,466.00 (+22.43%) Homeowner's exemption | $290,580 (+7.78%) Land $54,562 Building $236,018 | $872,089 (+7.78%) Land $163,752 Building $708,337 |
| 2024 | $269,603 (+32.85%) Land $52,135 Building $217,468 | $809,133 (+32.91%) Land $156,468 Building $652,665 | |
| 2022 | $15,900.00 (+4.02%) Homeowner's exemption | $202,935 (+4.91%) Land $54,231 Building $148,704 | $608,805 (+4.91%) Land $162,693 Building $446,112 |
| 2021 | $15,286.00 Homeowner's exemption | $193,437 Land $51,693 Building $141,744 | $580,311 Land $155,079 Building $425,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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