1002 Sutton Pl, Saint Charles, IL 60174 Property Records

Kane County property record for 1002 Sutton Pl, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,798 sqft · built 1995
Lot Size	0.631 acres (27,465 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Jun 2015)
Tax Bill	$14,890 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-26-101-042`

Property Details

APN / Parcel Number

Primary APN	`09-26-101-042`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Basement Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,465 sqft (0.631 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1002 SUTTON PL
City	SAINT CHARLES
State	IL
Zip	60174-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 (EXCEPT THE NORTHERLY 21.31 FEET) IN SUTTON PLACE, ST CHARLES, IN THE CITY OF ST CHARLES, KANE COUNTY, ILLINOIS
Legal Subdivision	SUTTON PLACE
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1003
Census Tract	852005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 SUTTON PL, SAINT CHARLES, IL 60174-5641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	201528693
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 17, 2026
Property Address	1002 SUTTON PL, SAINT CHARLES, IL 60174-5641
Document Number	0000030392
Instrument Date	Jul 10, 2026
Instrument	202630392
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 SUTTON PL, SAINT CHARLES, IL 60174-5641

Mortgage

Document Number	0000030392,
Date	Jul 17, 2026
Instrument	202630392

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2056

Interest

Rate	8.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,890.00 (+21.23%) Homeowner's exemption	$220,320 (+11.6%) Land $54,562 Building $165,758	$661,224 (+11.6%) Land $163,752 Building $497,473
2024		$197,418 (+24.14%) Land $44,688 Building $152,730	$592,491 (+24.19%) Land $134,118 Building $458,373
2022	$12,282.00 (+4.07%) Homeowner's exemption	$159,034 (+4.91%) Land $47,001 Building $112,033	$477,102 (+4.91%) Land $141,003 Building $336,099
2021	$11,802.00 Homeowner's exemption	$151,591 Land $44,801 Building $106,790	$454,773 Land $134,403 Building $320,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20