1009 Silver Spring Rd, Fort Mill, SC 29715 Property Records

York County property record for 1009 Silver Spring Rd, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,637 sqft · built 2004
Lot Size	0.032 acres (1,415 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Aug 2015)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-20-02-165`

Property Details

APN / Parcel Number

Primary APN	`020-20-02-165`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	725 sqft
2nd Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,415 sqft (0.032 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	1009 SILVER SPRING RD
City	FORT MILL
State	SC
Zip	29715-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 205 MP 1 MP SITE 2 & 5 TOWNHOME CASCADES # 1009
Legal Subdivision	THE CASCADES @ RIVER CROSSING
Legal Lot Number	205
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3028
Census Tract	61004

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	828 VIRGINIA PINE LN, CLOVER, SC 29710-8112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Dec 8, 2004 · Amount on Record
Deed Document Number	2015309837
Deed Book / Page	15080 / 1
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1009 SILVER SPRING RD, FORT MILL, SC 29715-6462
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1933700037
Date	Jun 10, 2021
Book Page	19337/37
Instrument	2021033694

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1009 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	1783300434
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SILVER SPRING RD FORT MILL SC 297156462, FORT MILL, SC 29715-6462

Mortgage

Document Number	1783300434
Date	Oct 10, 2019
Book Page	017833/000434
Instrument	43993

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 9, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,011.00 (+24.13%)	$8,609 (+14.99%) Land $1,440 Building $7,169	$251,100 (+50.45%) Land $42,000 Building $209,100
2023	$4,037.00	$7,487 Land $1,346 Building $6,141	$166,894 Land $30,000 Building $136,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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