1005 Silver Spring Rd, Fort Mill, SC 29715 Property Records

York County property record for 1005 Silver Spring Rd, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,600 sqft · built 2004
Lot Size	0.032 acres (1,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2026)
Tax Bill	$933 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-20-02-163`

Property Details

APN / Parcel Number

Primary APN	`020-20-02-163`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	1,925 sqft
1st Floor Area	712 sqft
2nd Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,415 sqft (0.032 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft
Patio Area	64 sqft

Location & Zoning

Street Address	1005 SILVER SPRING RD
City	FORT MILL
State	SC
Zip	29715-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 203 MP 1 MP SITE 2 & 5 TOWNHOME CASCADES # 1005
Legal Subdivision	THE CASCADES @ RIVER CROSSING
Legal Lot Number	203
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3028
Census Tract	61004

Owner

Source: York County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · FHA Mortgage ENVOY MORTGAGE
Jun 10, 2022	Intrafamily Transfer, Transfer
Feb 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	202627784
Deed Book / Page	22740 / 135
Prior Transfer Date	May 25, 2022
Prior Transfer Doc	2023400305
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 4, 2026
Property Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	0000027784
Book / Page	22740 / 135
Instrument Date	Aug 4, 2026
Instrument	202627784
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,963.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462

Mortgage

Document Number	0000027785,
Date	Aug 4, 2026
Instrument	202627785

Lender

Name	ENVOY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Jun 10, 2022
Property Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	2023400305
Book / Page	20234 / 305
Map Reference	MB C-333 PG 1
Instrument Date	May 25, 2022
Instrument	2022026786
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Feb 28, 2017
Property Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462
Document Number	1625200461
Book / Page	16252 / 461
Map Reference	MB C333 PG 1
Instrument Date	Feb 8, 2017
Instrument	201700005533
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 SILVER SPRING RD, FORT MILL, SC 29715-6462

Mortgage

Document Number	201700005534
Date	Feb 28, 2017
Instrument	201700005534

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+24.4%)	$5,633 (+14.98%) Land $953 Building $4,680	$248,200 (+50.3%) Land $42,000 Building $206,200
2023	$750.00	$4,899 Land $890 Building $4,009	$165,140 Land $30,000 Building $135,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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